B
Greater Niagara Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
10.78
Leverage
Ratio
11.88
Return On
Assets
0.71%
Total
Assets
69.56M
Capital
7.50M
Total
Deposits
61.06M
Net
Income
372.00K
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Weiss Ratings Greater Niagara Federal Credit Union
Niagara Falls, NY 		Click to
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Rating B
Asset Quality Index 8.00
Capitalization Index 8.90
Liquidity Index 5.50
Profitability Index 4.00
Stability Index 5.10
Company Info Greater Niagara Federal Credit Union
Niagara Falls, NY 		Click to
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NCUA Charter Number 1978
Phone Number (716) 297-5944
Website www.greaterniagarafcu.com
Asset Quality Greater Niagara Federal Credit Union
Niagara Falls, NY 		Click to
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1-Year Asset Growth 4.29%
5-Year Asset Growth 6.59%
5-Year Charge-Offs to Average Loans 0.55%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 3.19%
Non-Performing Loans to Loans 0.86%
Balance Sheet Greater Niagara Federal Credit Union
Niagara Falls, NY 		Click to
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Total Assets 69.56M
Total Deposits 61.06M
Capital and Reserves Greater Niagara Federal Credit Union
Niagara Falls, NY 		Click to
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Capital 7.50M
Leverage Ratio 11.88
Loan Loss Reserves to Loans 0.96%
Liquidity Greater Niagara Federal Credit Union
Niagara Falls, NY 		Click to
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Hot Money Ratio 3.53%
Liquidity Ratio 40.94%
Profitability Greater Niagara Federal Credit Union
Niagara Falls, NY 		Click to
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5-Year Return on Average Assets 0.54%
Net Income 372.00K
Net Interest Spread 4.52%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 80.17%
Return on Assets 0.71%
Return on Equity 7.30%