Greater Niagara Federal Credit Union

Niagara Falls, NY

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
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Weiss Ratings	Greater Niagara Federal Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.20
Capitalization Index	10.00
Liquidity Index	5.30
Profitability Index	7.40
Stability Index	5.10

Company Info	Greater Niagara Federal Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1978
Phone Number	(716) 297-5944
Website	www.greaterniagarafcu.com

Asset Quality	Greater Niagara Federal Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.94%
5-Year Asset Growth	6.09%
5-Year Charge-Offs to Average Loans	0.47%
Charge-Offs to Average Loans	0.17%
Non-Performing Assets to Assets	0.65%
Non-Performing Loans to Capital	4.80%
Non-Performing Loans to Loans	1.64%

Balance Sheet	Greater Niagara Federal Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	67.51M
Total Deposits	57.95M

Capital and Reserves	Greater Niagara Federal Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
Capital	8.93M
Leverage Ratio	13.23
Loan Loss Reserves to Loans	0.88%

Liquidity	Greater Niagara Federal Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	34.56%

Profitability	Greater Niagara Federal Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.63%
Net Income	564.00K
Net Interest Spread	4.96%
Operating Profit to Average Assets	1.10%
Overhead Efficiency Ratio	76.95%
Return on Assets	1.07%
Return on Equity	9.32%