C
Council Federal Credit Union
NormalAL
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Council Federal Credit Union
Normal, AL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.90
Profitability Index 1.30
Stability Index 5.50
Company Info Council Federal Credit Union
Normal, AL
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1981
Phone Number (256) 372-5705
Website www.aamu.edu/administrativeoffices/pages/councill-federal-credit-union.aspx
Asset Quality Council Federal Credit Union
Normal, AL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 8.92%
5-Year Asset Growth -0.46%
5-Year Charge-Offs to Average Loans 2.23%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 0.77%
Non-Performing Loans to Loans 0.57%
Balance Sheet Council Federal Credit Union
Normal, AL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 2.65M
Total Deposits 2.37M
Capital and Reserves Council Federal Credit Union
Normal, AL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 463.00K
Leverage Ratio 17.47
Loan Loss Reserves to Loans 7.74%
Liquidity Council Federal Credit Union
Normal, AL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 77.52%
Profitability Council Federal Credit Union
Normal, AL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets -0.33%
Net Income -43.00K
Net Interest Spread 5.00%
Operating Profit to Average Assets -2.16%
Overhead Efficiency Ratio 112.50%
Return on Assets -2.21%
Return on Equity -11.75%