Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.0 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 1.1, driven by a liquidity ratio of 3.8 percent and a “hot money” ratio of 30.2 percent. Fair current capitalization (4.1 on a scale of 0 to 10) based on a net capital to total assets of 6.4 and a net worth ratio of 8.5.
Asset Mix:
Comm loans (53%), consumer loans (20%), home mtgs (6%), other (21%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
340 Arden Ave
Glendale, CA 91203
Glendale, CA 91203
Phone Number
(818) 937-5300
NCUA Charter Number
Website
Largest Competitors
Glendale, CA
Glendale, CA
Glendale, CA
Glendale, CA
Glendale, CA