B
Eddy Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Eddy Federal Credit Union
Carlsbad, NM
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 6.40
Stability Index 7.00
Company Info Eddy Federal Credit Union
Carlsbad, NM
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NCUA Charter Number 1984
Phone Number (575) 887-1784
Website www.eddyfederalcu.com
Asset Quality Eddy Federal Credit Union
Carlsbad, NM
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1-Year Asset Growth -0.15%
5-Year Asset Growth 2.59%
5-Year Charge-Offs to Average Loans 0.65%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.15%
Non-Performing Loans to Loans 0.04%
Balance Sheet Eddy Federal Credit Union
Carlsbad, NM
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Total Assets 57.25M
Total Deposits 46.06M
Capital and Reserves Eddy Federal Credit Union
Carlsbad, NM
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Capital 10.30M
Leverage Ratio 18.22
Loan Loss Reserves to Loans 1.42%
Liquidity Eddy Federal Credit Union
Carlsbad, NM
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Hot Money Ratio 5.95%
Liquidity Ratio 29.85%
Profitability Eddy Federal Credit Union
Carlsbad, NM
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5-Year Return on Average Assets 1.02%
Net Income 117.00K
Net Interest Spread 4.92%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 74.75%
Return on Assets 0.83%
Return on Equity 4.57%