| Weiss Ratings |
Eddy Federal Credit Union
Carlsbad, NM |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 7.40 | |||
| Stability Index | 6.90 | |||
| Company Info |
Eddy Federal Credit Union
Carlsbad, NM |
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| NCUA Charter Number | 1984 | |||
| Phone Number | (575) 887-1784 | |||
| Website | www.eddyfederalcu.com | |||
| Asset Quality |
Eddy Federal Credit Union
Carlsbad, NM |
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| 1-Year Asset Growth | 5.46% | |||
| 5-Year Asset Growth | 0.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.65% | |||
| Charge-Offs to Average Loans | -0.37% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.46% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Eddy Federal Credit Union
Carlsbad, NM |
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| Total Assets | 60.28M | |||
| Total Deposits | 48.67M | |||
| Capital and Reserves |
Eddy Federal Credit Union
Carlsbad, NM |
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| Capital | 10.87M | |||
| Leverage Ratio | 18.14 | |||
| Loan Loss Reserves to Loans | 1.78% | |||
| Liquidity |
Eddy Federal Credit Union
Carlsbad, NM |
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| Hot Money Ratio | 7.03% | |||
| Liquidity Ratio | 21.57% | |||
| Profitability |
Eddy Federal Credit Union
Carlsbad, NM |
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| 5-Year Return on Average Assets | 0.78% | |||
| Net Income | 312.00K | |||
| Net Interest Spread | 5.80% | |||
| Operating Profit to Average Assets | 1.77% | |||
| Overhead Efficiency Ratio | 71.37% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 5.83% | |||