Espeeco Federal Credit Union
| Weiss Ratings |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 4.40 | |||
| Liquidity Index | 5.50 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 1.60 | |||
| Company Info |
Espeeco Federal Credit Union
Bakersfield, CA |
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| NCUA Charter Number | 1989 | |||
| Phone Number | (661) 846-3800 | |||
| Website | www.espeeco.org/ | |||
| Asset Quality |
Espeeco Federal Credit Union
Bakersfield, CA |
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| 1-Year Asset Growth | -1.87% | |||
| 5-Year Asset Growth | 1.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.69% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.61% | |||
| Non-Performing Loans to Capital | 7.88% | |||
| Non-Performing Loans to Loans | 1.16% | |||
| Balance Sheet |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Total Assets | 11.71M | |||
| Total Deposits | 10.91M | |||
| Capital and Reserves |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Capital | 790.00K | |||
| Leverage Ratio | 8.14 | |||
| Loan Loss Reserves to Loans | 2.00% | |||
| Liquidity |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 26.80% | |||
| Profitability |
Espeeco Federal Credit Union
Bakersfield, CA |
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| 5-Year Return on Average Assets | -1.06% | |||
| Net Income | 138.00K | |||
| Net Interest Spread | 4.98% | |||
| Operating Profit to Average Assets | 4.86% | |||
| Overhead Efficiency Ratio | 50.18% | |||
| Return on Assets | 4.86% | |||
| Return on Equity | 76.67% | |||