Espeeco Federal Credit Union
| Weiss Ratings |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 3.60 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 0.00 | |||
| Company Info |
Espeeco Federal Credit Union
Bakersfield, CA |
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| NCUA Charter Number | 1989 | |||
| Phone Number | (661) 846-3800 | |||
| Website | www.espeeco.org/ | |||
| Asset Quality |
Espeeco Federal Credit Union
Bakersfield, CA |
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| 1-Year Asset Growth | -8.30% | |||
| 5-Year Asset Growth | 1.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.67% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.85% | |||
| Non-Performing Loans to Capital | 12.14% | |||
| Non-Performing Loans to Loans | 1.48% | |||
| Balance Sheet |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Total Assets | 11.02M | |||
| Total Deposits | 10.37M | |||
| Capital and Reserves |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Capital | 649.00K | |||
| Leverage Ratio | 7.39 | |||
| Loan Loss Reserves to Loans | 1.96% | |||
| Liquidity |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 16.39% | |||
| Profitability |
Espeeco Federal Credit Union
Bakersfield, CA |
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| 5-Year Return on Average Assets | -1.33% | |||
| Net Income | 20.00K | |||
| Net Interest Spread | 4.54% | |||
| Operating Profit to Average Assets | 0.48% | |||
| Overhead Efficiency Ratio | 89.93% | |||
| Return on Assets | 0.17% | |||
| Return on Equity | 3.04% | |||
