Espeeco Federal Credit Union
| Weiss Ratings |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 4.90 | |||
| Liquidity Index | 5.40 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 1.80 | |||
| Company Info |
Espeeco Federal Credit Union
Bakersfield, CA |
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| NCUA Charter Number | 1989 | |||
| Phone Number | (661) 327-5548 | |||
| Website | www.espeeco.org/ | |||
| Asset Quality |
Espeeco Federal Credit Union
Bakersfield, CA |
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| 1-Year Asset Growth | -3.21% | |||
| 5-Year Asset Growth | 1.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.69% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 4.29% | |||
| Non-Performing Loans to Loans | 0.64% | |||
| Balance Sheet |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Total Assets | 11.08M | |||
| Total Deposits | 10.29M | |||
| Capital and Reserves |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Capital | 802.00K | |||
| Leverage Ratio | 8.64 | |||
| Loan Loss Reserves to Loans | 2.40% | |||
| Liquidity |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 32.99% | |||
| Profitability |
Espeeco Federal Credit Union
Bakersfield, CA |
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| 5-Year Return on Average Assets | -1.06% | |||
| Net Income | 143.00K | |||
| Net Interest Spread | 5.17% | |||
| Operating Profit to Average Assets | 2.21% | |||
| Overhead Efficiency Ratio | 67.25% | |||
| Return on Assets | 1.69% | |||
| Return on Equity | 24.99% | |||