Espeeco Federal Credit Union
| Weiss Ratings |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 4.80 | |||
| Liquidity Index | 6.10 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 1.00 | |||
| Company Info |
Espeeco Federal Credit Union
Bakersfield, CA |
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| NCUA Charter Number | 1989 | |||
| Phone Number | (661) 327-5548 | |||
| Website | www.espeeco.org/ | |||
| Asset Quality |
Espeeco Federal Credit Union
Bakersfield, CA |
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| 1-Year Asset Growth | 10.11% | |||
| 5-Year Asset Growth | 4.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.74% | |||
| Charge-Offs to Average Loans | 0.30% | |||
| Non-Performing Assets to Assets | 0.54% | |||
| Non-Performing Loans to Capital | 6.15% | |||
| Non-Performing Loans to Loans | 0.96% | |||
| Balance Sheet |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Total Assets | 12.21M | |||
| Total Deposits | 11.35M | |||
| Capital and Reserves |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Capital | 809.00K | |||
| Leverage Ratio | 8.02 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Liquidity |
Espeeco Federal Credit Union
Bakersfield, CA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 38.37% | |||
| Profitability |
Espeeco Federal Credit Union
Bakersfield, CA |
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| 5-Year Return on Average Assets | -0.27% | |||
| Net Income | 60.00K | |||
| Net Interest Spread | 4.64% | |||
| Operating Profit to Average Assets | -0.29% | |||
| Overhead Efficiency Ratio | 99.23% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 14.67% | |||