| Weiss Ratings |
First Heritage Federal Credit Union
Corning, NY |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 7.90 | |||
| Company Info |
First Heritage Federal Credit Union
Corning, NY |
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| NCUA Charter Number | 1993 | |||
| Phone Number | (607) 936-4667 | |||
| Website | www.fhfcu.org | |||
| Asset Quality |
First Heritage Federal Credit Union
Corning, NY |
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| 1-Year Asset Growth | 7.18% | |||
| 5-Year Asset Growth | 8.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 2.08% | |||
| Non-Performing Loans to Loans | 0.28% | |||
| Balance Sheet |
First Heritage Federal Credit Union
Corning, NY |
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| Total Assets | 770.95M | |||
| Total Deposits | 689.69M | |||
| Capital and Reserves |
First Heritage Federal Credit Union
Corning, NY |
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| Capital | 79.58M | |||
| Leverage Ratio | 10.48 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Liquidity |
First Heritage Federal Credit Union
Corning, NY |
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| Hot Money Ratio | 16.68% | |||
| Liquidity Ratio | 9.13% | |||
| Profitability |
First Heritage Federal Credit Union
Corning, NY |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 1.40M | |||
| Net Interest Spread | 3.41% | |||
| Operating Profit to Average Assets | 1.00% | |||
| Overhead Efficiency Ratio | 75.96% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 7.15% | |||