| Weiss Ratings |
First Heritage Federal Credit Union
Corning, NY |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 7.90 | |||
| Company Info |
First Heritage Federal Credit Union
Corning, NY |
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| NCUA Charter Number | 1993 | |||
| Phone Number | (607) 936-4667 | |||
| Website | www.fhfcu.org | |||
| Asset Quality |
First Heritage Federal Credit Union
Corning, NY |
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| 1-Year Asset Growth | 7.90% | |||
| 5-Year Asset Growth | 8.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.26% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 2.49% | |||
| Non-Performing Loans to Loans | 0.35% | |||
| Balance Sheet |
First Heritage Federal Credit Union
Corning, NY |
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| Total Assets | 785.56M | |||
| Total Deposits | 700.86M | |||
| Capital and Reserves |
First Heritage Federal Credit Union
Corning, NY |
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| Capital | 81.60M | |||
| Leverage Ratio | 10.45 | |||
| Loan Loss Reserves to Loans | 0.85% | |||
| Liquidity |
First Heritage Federal Credit Union
Corning, NY |
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| Hot Money Ratio | 17.01% | |||
| Liquidity Ratio | 9.16% | |||
| Profitability |
First Heritage Federal Credit Union
Corning, NY |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 2.72M | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 0.97% | |||
| Overhead Efficiency Ratio | 76.71% | |||
| Return on Assets | 0.71% | |||
| Return on Equity | 6.83% | |||