| Weiss Ratings |
First Heritage Federal Credit Union
Corning, NY |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 7.50 | |||
| Company Info |
First Heritage Federal Credit Union
Corning, NY |
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| NCUA Charter Number | 1993 | |||
| Phone Number | (607) 936-4667 | |||
| Website | www.fhfcu.org | |||
| Asset Quality |
First Heritage Federal Credit Union
Corning, NY |
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| 1-Year Asset Growth | 2.90% | |||
| 5-Year Asset Growth | 8.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.47% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
First Heritage Federal Credit Union
Corning, NY |
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| Total Assets | 719.33M | |||
| Total Deposits | 641.15M | |||
| Capital and Reserves |
First Heritage Federal Credit Union
Corning, NY |
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| Capital | 70.81M | |||
| Leverage Ratio | 10.42 | |||
| Loan Loss Reserves to Loans | 0.79% | |||
| Liquidity |
First Heritage Federal Credit Union
Corning, NY |
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| Hot Money Ratio | 14.96% | |||
| Liquidity Ratio | 11.72% | |||
| Profitability |
First Heritage Federal Credit Union
Corning, NY |
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| 5-Year Return on Average Assets | 0.62% | |||
| Net Income | 1.22M | |||
| Net Interest Spread | 3.25% | |||
| Operating Profit to Average Assets | 0.90% | |||
| Overhead Efficiency Ratio | 77.22% | |||
| Return on Assets | 0.69% | |||
| Return on Equity | 6.95% | |||