| Weiss Ratings |
Meritus Federal Credit Union
Lafayette, LA |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 7.60 | |||
| Company Info |
Meritus Federal Credit Union
Lafayette, LA |
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| NCUA Charter Number | 1999 | |||
| Phone Number | (337) 989-2800 | |||
| Website | www.merituscu.net | |||
| Asset Quality |
Meritus Federal Credit Union
Lafayette, LA |
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| 1-Year Asset Growth | -2.41% | |||
| 5-Year Asset Growth | 4.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.45% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 3.01% | |||
| Non-Performing Loans to Loans | 0.56% | |||
| Balance Sheet |
Meritus Federal Credit Union
Lafayette, LA |
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| Total Assets | 248.59M | |||
| Total Deposits | 216.20M | |||
| Capital and Reserves |
Meritus Federal Credit Union
Lafayette, LA |
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| Capital | 27.62M | |||
| Leverage Ratio | 12.73 | |||
| Loan Loss Reserves to Loans | 0.43% | |||
| Liquidity |
Meritus Federal Credit Union
Lafayette, LA |
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| Hot Money Ratio | 8.91% | |||
| Liquidity Ratio | 18.03% | |||
| Profitability |
Meritus Federal Credit Union
Lafayette, LA |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 1.56M | |||
| Net Interest Spread | 4.06% | |||
| Operating Profit to Average Assets | 0.73% | |||
| Overhead Efficiency Ratio | 86.42% | |||
| Return on Assets | 0.63% | |||
| Return on Equity | 5.98% | |||
