| Weiss Ratings |
Meritus Federal Credit Union
Lafayette, LA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 0.40 | |||
| Stability Index | 6.90 | |||
| Company Info |
Meritus Federal Credit Union
Lafayette, LA |
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| NCUA Charter Number | 1999 | |||
| Phone Number | (337) 989-2800 | |||
| Website | www.merituscu.net | |||
| Asset Quality |
Meritus Federal Credit Union
Lafayette, LA |
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| 1-Year Asset Growth | 4.01% | |||
| 5-Year Asset Growth | 3.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.67% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 2.89% | |||
| Non-Performing Loans to Loans | 0.48% | |||
| Balance Sheet |
Meritus Federal Credit Union
Lafayette, LA |
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| Total Assets | 250.38M | |||
| Total Deposits | 214.89M | |||
| Capital and Reserves |
Meritus Federal Credit Union
Lafayette, LA |
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| Capital | 30.11M | |||
| Leverage Ratio | 12.89 | |||
| Loan Loss Reserves to Loans | 0.28% | |||
| Liquidity |
Meritus Federal Credit Union
Lafayette, LA |
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| Hot Money Ratio | 7.34% | |||
| Liquidity Ratio | 20.07% | |||
| Profitability |
Meritus Federal Credit Union
Lafayette, LA |
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| 5-Year Return on Average Assets | 0.50% | |||
| Net Income | -61.00K | |||
| Net Interest Spread | 4.26% | |||
| Operating Profit to Average Assets | 0.10% | |||
| Overhead Efficiency Ratio | 98.18% | |||
| Return on Assets | -0.10% | |||
| Return on Equity | -0.82% | |||