| Weiss Ratings |
Meritus Federal Credit Union
Lafayette, LA |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 7.10 | |||
| Company Info |
Meritus Federal Credit Union
Lafayette, LA |
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| NCUA Charter Number | 1999 | |||
| Phone Number | (337) 989-2800 | |||
| Website | www.merituscu.net | |||
| Asset Quality |
Meritus Federal Credit Union
Lafayette, LA |
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| 1-Year Asset Growth | 1.90% | |||
| 5-Year Asset Growth | 3.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.30% | |||
| Charge-Offs to Average Loans | 0.55% | |||
| Non-Performing Assets to Assets | 0.53% | |||
| Non-Performing Loans to Capital | 4.24% | |||
| Non-Performing Loans to Loans | 0.64% | |||
| Balance Sheet |
Meritus Federal Credit Union
Lafayette, LA |
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| Total Assets | 243.86M | |||
| Total Deposits | 207.29M | |||
| Capital and Reserves |
Meritus Federal Credit Union
Lafayette, LA |
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| Capital | 30.29M | |||
| Leverage Ratio | 13.10 | |||
| Loan Loss Reserves to Loans | 0.34% | |||
| Liquidity |
Meritus Federal Credit Union
Lafayette, LA |
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| Hot Money Ratio | 6.81% | |||
| Liquidity Ratio | 18.65% | |||
| Profitability |
Meritus Federal Credit Union
Lafayette, LA |
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| 5-Year Return on Average Assets | 0.50% | |||
| Net Income | -389.00K | |||
| Net Interest Spread | 4.37% | |||
| Operating Profit to Average Assets | 0.17% | |||
| Overhead Efficiency Ratio | 97.02% | |||
| Return on Assets | -0.21% | |||
| Return on Equity | -1.72% | |||