B
First Commonwealth Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Commonwealth Federal Credit Union
Allentown, PA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.40
Capitalization Index 6.50
Liquidity Index 2.80
Profitability Index 4.90
Stability Index 5.10
Company Info First Commonwealth Federal Credit Union
Allentown, PA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 2
Phone Number (610) 821-2400
Website www.firstcomcu.org
Asset Quality First Commonwealth Federal Credit Union
Allentown, PA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 16.80%
5-Year Asset Growth 11.61%
5-Year Charge-Offs to Average Loans 0.42%
Charge-Offs to Average Loans 0.83%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 8.60%
Non-Performing Loans to Loans 1.12%
Balance Sheet First Commonwealth Federal Credit Union
Allentown, PA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.41B
Total Deposits 1.27B
Capital and Reserves First Commonwealth Federal Credit Union
Allentown, PA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 125.69M
Leverage Ratio 9.79
Loan Loss Reserves to Loans 1.74%
Liquidity First Commonwealth Federal Credit Union
Allentown, PA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.75%
Liquidity Ratio 13.18%
Profitability First Commonwealth Federal Credit Union
Allentown, PA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.57%
Net Income 4.26M
Net Interest Spread 4.33%
Operating Profit to Average Assets 2.10%
Overhead Efficiency Ratio 64.09%
Return on Assets 1.23%
Return on Equity 13.92%