| Weiss Ratings |
N.J.T. Employees Federal Credit Union
Waldwick, NJ |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 8.20 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 4.10 | |||
| Company Info |
N.J.T. Employees Federal Credit Union
Waldwick, NJ |
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| NCUA Charter Number | 2006 | |||
| Phone Number | (201) 447-6677 | |||
| Website | -- | |||
| Asset Quality |
N.J.T. Employees Federal Credit Union
Waldwick, NJ |
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| 1-Year Asset Growth | 7.76% | |||
| 5-Year Asset Growth | 15.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.90% | |||
| Charge-Offs to Average Loans | 0.70% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 1.74% | |||
| Non-Performing Loans to Loans | 1.05% | |||
| Balance Sheet |
N.J.T. Employees Federal Credit Union
Waldwick, NJ |
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| Total Assets | 36.99M | |||
| Total Deposits | 32.26M | |||
| Capital and Reserves |
N.J.T. Employees Federal Credit Union
Waldwick, NJ |
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| Capital | 4.36M | |||
| Leverage Ratio | 11.78 | |||
| Loan Loss Reserves to Loans | 3.20% | |||
| Liquidity |
N.J.T. Employees Federal Credit Union
Waldwick, NJ |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 72.36% | |||
| Profitability |
N.J.T. Employees Federal Credit Union
Waldwick, NJ |
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| 5-Year Return on Average Assets | 0.37% | |||
| Net Income | 147.00K | |||
| Net Interest Spread | 2.23% | |||
| Operating Profit to Average Assets | 1.07% | |||
| Overhead Efficiency Ratio | 35.89% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 4.59% | |||