| Weiss Ratings |
Vocal Credit Union
Helena, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 6.00 | |||
| Company Info |
Vocal Credit Union
Helena, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 2019 | |||
| Phone Number | (406) 442-1421 | |||
| Website | vocal.coop/ | |||
| Asset Quality |
Vocal Credit Union
Helena, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.98% | |||
| 5-Year Asset Growth | 8.96% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 1.82% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
Vocal Credit Union
Helena, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 48.19M | |||
| Total Deposits | 42.08M | |||
| Capital and Reserves |
Vocal Credit Union
Helena, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 5.60M | |||
| Leverage Ratio | 11.62 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Liquidity |
Vocal Credit Union
Helena, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 3.75% | |||
| Liquidity Ratio | 24.18% | |||
| Profitability |
Vocal Credit Union
Helena, MT |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.38% | |||
| Net Income | 144.00K | |||
| Net Interest Spread | 5.23% | |||
| Operating Profit to Average Assets | 1.35% | |||
| Overhead Efficiency Ratio | 77.17% | |||
| Return on Assets | 1.19% | |||
| Return on Equity | 10.43% | |||