D
Santo Christo Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Santo Christo Federal Credit Union
Fall River, MA
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Rating D
Asset Quality Index 8.80
Capitalization Index 6.30
Liquidity Index 4.10
Profitability Index 7.00
Stability Index 3.70
Company Info Santo Christo Federal Credit Union
Fall River, MA
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NCUA Charter Number 2024
Phone Number (508) 673-9210
Website www.santochristocu.com
Asset Quality Santo Christo Federal Credit Union
Fall River, MA
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1-Year Asset Growth 6.58%
5-Year Asset Growth 8.23%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 2.19%
Non-Performing Loans to Loans 0.32%
Balance Sheet Santo Christo Federal Credit Union
Fall River, MA
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Total Assets 17.94M
Total Deposits 16.31M
Capital and Reserves Santo Christo Federal Credit Union
Fall River, MA
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Capital 1.57M
Leverage Ratio 8.72
Loan Loss Reserves to Loans 0.67%
Liquidity Santo Christo Federal Credit Union
Fall River, MA
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Hot Money Ratio 0.00%
Liquidity Ratio 29.55%
Profitability Santo Christo Federal Credit Union
Fall River, MA
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5-Year Return on Average Assets 0.25%
Net Income 136.00K
Net Interest Spread 4.62%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 75.31%
Return on Assets 0.99%
Return on Equity 12.13%