D
Santo Christo Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Santo Christo Federal Credit Union
Fall River, MA
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Rating D
Asset Quality Index 8.50
Capitalization Index 5.60
Liquidity Index 4.70
Profitability Index 6.00
Stability Index 3.70
Company Info Santo Christo Federal Credit Union
Fall River, MA
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NCUA Charter Number 2024
Phone Number (508) 673-9210
Website www.santochristocu.com
Asset Quality Santo Christo Federal Credit Union
Fall River, MA
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1-Year Asset Growth 12.79%
5-Year Asset Growth 8.23%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 2.80%
Non-Performing Loans to Loans 0.40%
Balance Sheet Santo Christo Federal Credit Union
Fall River, MA
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Total Assets 18.53M
Total Deposits 16.98M
Capital and Reserves Santo Christo Federal Credit Union
Fall River, MA
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Capital 1.47M
Leverage Ratio 7.94
Loan Loss Reserves to Loans 0.57%
Liquidity Santo Christo Federal Credit Union
Fall River, MA
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Hot Money Ratio 0.00%
Liquidity Ratio 32.50%
Profitability Santo Christo Federal Credit Union
Fall River, MA
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5-Year Return on Average Assets 0.25%
Net Income 43.00K
Net Interest Spread 4.64%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 76.42%
Return on Assets 0.93%
Return on Equity 11.85%