B
Saint Lawrence Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Saint Lawrence Federal Credit Union
Ogdensburg, NY
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Rating B
Asset Quality Index 7.20
Capitalization Index 6.90
Liquidity Index 2.30
Profitability Index 6.40
Stability Index 5.70
Company Info Saint Lawrence Federal Credit Union
Ogdensburg, NY
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NCUA Charter Number 2028
Phone Number (315) 393-3530
Website www.stlawrfcu.com
Asset Quality Saint Lawrence Federal Credit Union
Ogdensburg, NY
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1-Year Asset Growth -1.62%
5-Year Asset Growth 8.63%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 8.49%
Non-Performing Loans to Loans 1.11%
Balance Sheet Saint Lawrence Federal Credit Union
Ogdensburg, NY
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Total Assets 240.66M
Total Deposits 209.09M
Capital and Reserves Saint Lawrence Federal Credit Union
Ogdensburg, NY
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Capital 21.65M
Leverage Ratio 11.78
Loan Loss Reserves to Loans 0.49%
Liquidity Saint Lawrence Federal Credit Union
Ogdensburg, NY
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Hot Money Ratio 20.31%
Liquidity Ratio 6.52%
Profitability Saint Lawrence Federal Credit Union
Ogdensburg, NY
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5-Year Return on Average Assets 0.98%
Net Income 617.00K
Net Interest Spread 4.02%
Operating Profit to Average Assets 1.13%
Overhead Efficiency Ratio 75.26%
Return on Assets 1.02%
Return on Equity 11.82%