C
Saint Lawrence Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Saint Lawrence Federal Credit Union
Ogdensburg, NY
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.20
Capitalization Index 5.60
Liquidity Index 2.20
Profitability Index 3.40
Stability Index 5.90
Company Info Saint Lawrence Federal Credit Union
Ogdensburg, NY
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 2028
Phone Number (315) 393-3530
Website www.stlawrfcu.com
Asset Quality Saint Lawrence Federal Credit Union
Ogdensburg, NY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.95%
5-Year Asset Growth 8.06%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 6.73%
Non-Performing Loans to Loans 0.70%
Balance Sheet Saint Lawrence Federal Credit Union
Ogdensburg, NY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 244.62M
Total Deposits 208.25M
Capital and Reserves Saint Lawrence Federal Credit Union
Ogdensburg, NY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 17.37M
Leverage Ratio 10.69
Loan Loss Reserves to Loans 0.52%
Liquidity Saint Lawrence Federal Credit Union
Ogdensburg, NY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 21.85%
Liquidity Ratio 4.93%
Profitability Saint Lawrence Federal Credit Union
Ogdensburg, NY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.99%
Net Income 262.00K
Net Interest Spread 3.54%
Operating Profit to Average Assets 0.61%
Overhead Efficiency Ratio 85.98%
Return on Assets 0.44%
Return on Equity 6.04%