| Weiss Ratings |
Capital Area Federal Credit Union
Augusta, ME |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Capital Area Federal Credit Union
Augusta, ME |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 2038 | |||
| Phone Number | (207) 622-3442 | |||
| Website | www.capitalareafcu.org | |||
| Asset Quality |
Capital Area Federal Credit Union
Augusta, ME |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.29% | |||
| 5-Year Asset Growth | 9.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | -0.04% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.31% | |||
| Non-Performing Loans to Loans | 0.07% | |||
| Balance Sheet |
Capital Area Federal Credit Union
Augusta, ME |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 68.66M | |||
| Total Deposits | 55.98M | |||
| Capital and Reserves |
Capital Area Federal Credit Union
Augusta, ME |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 11.58M | |||
| Leverage Ratio | 16.90 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Liquidity |
Capital Area Federal Credit Union
Augusta, ME |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 8.34% | |||
| Liquidity Ratio | 27.90% | |||
| Profitability |
Capital Area Federal Credit Union
Augusta, ME |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.49% | |||
| Net Income | 508.00K | |||
| Net Interest Spread | 5.40% | |||
| Operating Profit to Average Assets | 1.72% | |||
| Overhead Efficiency Ratio | 68.85% | |||
| Return on Assets | 1.50% | |||
| Return on Equity | 8.97% | |||