| Weiss Ratings |
Capital Area Federal Credit Union
Augusta, ME |
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| Rating | ||||
| Asset Quality Index | 9.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 9.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
Capital Area Federal Credit Union
Augusta, ME |
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| NCUA Charter Number | 2038 | |||
| Phone Number | (207) 622-3442 | |||
| Website | www.capitalareafcu.org | |||
| Asset Quality |
Capital Area Federal Credit Union
Augusta, ME |
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| 1-Year Asset Growth | 7.78% | |||
| 5-Year Asset Growth | 10.35% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.63% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 2.12% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
Capital Area Federal Credit Union
Augusta, ME |
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| Total Assets | 64.30M | |||
| Total Deposits | 53.41M | |||
| Capital and Reserves |
Capital Area Federal Credit Union
Augusta, ME |
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| Capital | 10.17M | |||
| Leverage Ratio | 15.88 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Liquidity |
Capital Area Federal Credit Union
Augusta, ME |
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| Hot Money Ratio | 9.13% | |||
| Liquidity Ratio | 21.57% | |||
| Profitability |
Capital Area Federal Credit Union
Augusta, ME |
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| 5-Year Return on Average Assets | 1.43% | |||
| Net Income | 317.00K | |||
| Net Interest Spread | 5.03% | |||
| Operating Profit to Average Assets | 1.75% | |||
| Overhead Efficiency Ratio | 67.97% | |||
| Return on Assets | 1.99% | |||
| Return on Equity | 12.72% | |||