| Weiss Ratings |
Capital Area Federal Credit Union
Augusta, ME |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
Capital Area Federal Credit Union
Augusta, ME |
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| NCUA Charter Number | 2038 | |||
| Phone Number | (207) 622-3442 | |||
| Website | www.capitalareafcu.org | |||
| Asset Quality |
Capital Area Federal Credit Union
Augusta, ME |
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| 1-Year Asset Growth | 5.54% | |||
| 5-Year Asset Growth | 9.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | -0.51% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 1.29% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
Capital Area Federal Credit Union
Augusta, ME |
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| Total Assets | 67.86M | |||
| Total Deposits | 55.55M | |||
| Capital and Reserves |
Capital Area Federal Credit Union
Augusta, ME |
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| Capital | 11.33M | |||
| Leverage Ratio | 16.73 | |||
| Loan Loss Reserves to Loans | 0.65% | |||
| Liquidity |
Capital Area Federal Credit Union
Augusta, ME |
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| Hot Money Ratio | 9.14% | |||
| Liquidity Ratio | 28.37% | |||
| Profitability |
Capital Area Federal Credit Union
Augusta, ME |
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| 5-Year Return on Average Assets | 1.49% | |||
| Net Income | 258.00K | |||
| Net Interest Spread | 5.26% | |||
| Operating Profit to Average Assets | 1.62% | |||
| Overhead Efficiency Ratio | 69.88% | |||
| Return on Assets | 1.54% | |||
| Return on Equity | 9.21% | |||