B
Wailuku Federal Credit Union
KahuluiHI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wailuku Federal Credit Union
Kahului, HI
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Rating B
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 8.90
Stability Index 5.70
Company Info Wailuku Federal Credit Union
Kahului, HI
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NCUA Charter Number 2039
Phone Number (808) 244-7981
Website www.wailukufcu.com
Asset Quality Wailuku Federal Credit Union
Kahului, HI
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1-Year Asset Growth 9.30%
5-Year Asset Growth 12.71%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.96%
Non-Performing Loans to Capital 7.56%
Non-Performing Loans to Loans 1.38%
Balance Sheet Wailuku Federal Credit Union
Kahului, HI
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Total Assets 126.02M
Total Deposits 110.20M
Capital and Reserves Wailuku Federal Credit Union
Kahului, HI
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Capital 15.00M
Leverage Ratio 12.46
Loan Loss Reserves to Loans 1.17%
Liquidity Wailuku Federal Credit Union
Kahului, HI
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Hot Money Ratio 28.47%
Liquidity Ratio 13.23%
Profitability Wailuku Federal Credit Union
Kahului, HI
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5-Year Return on Average Assets 1.00%
Net Income 1.72M
Net Interest Spread 4.28%
Operating Profit to Average Assets 2.00%
Overhead Efficiency Ratio 52.90%
Return on Assets 1.86%
Return on Equity 16.63%