B
Wailuku Federal Credit Union
KahuluiHI
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wailuku Federal Credit Union
Kahului, HI
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Rating B
Asset Quality Index 9.50
Capitalization Index 9.30
Liquidity Index 2.40
Profitability Index 7.70
Stability Index 5.70
Company Info Wailuku Federal Credit Union
Kahului, HI
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NCUA Charter Number 2039
Phone Number (808) 244-7981
Website www.wailukufcu.com
Asset Quality Wailuku Federal Credit Union
Kahului, HI
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1-Year Asset Growth 7.75%
5-Year Asset Growth 12.71%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 2.51%
Non-Performing Loans to Loans 0.17%
Balance Sheet Wailuku Federal Credit Union
Kahului, HI
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Total Assets 126.05M
Total Deposits 111.16M
Capital and Reserves Wailuku Federal Credit Union
Kahului, HI
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Capital 14.00M
Leverage Ratio 11.92
Loan Loss Reserves to Loans 1.15%
Liquidity Wailuku Federal Credit Union
Kahului, HI
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Hot Money Ratio 27.66%
Liquidity Ratio 12.04%
Profitability Wailuku Federal Credit Union
Kahului, HI
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5-Year Return on Average Assets 1.00%
Net Income 1.04M
Net Interest Spread 4.19%
Operating Profit to Average Assets 1.79%
Overhead Efficiency Ratio 60.03%
Return on Assets 1.71%
Return on Equity 15.47%