B
Bayou Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bayou Federal Credit Union
Baton Rouge, LA
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 4.50
Stability Index 7.20
Company Info Bayou Federal Credit Union
Baton Rouge, LA
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NCUA Charter Number 2040
Phone Number (225) 925-8800
Website www.bayoufcu.org
Asset Quality Bayou Federal Credit Union
Baton Rouge, LA
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1-Year Asset Growth 0.82%
5-Year Asset Growth 3.21%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 1.49%
Non-Performing Loans to Loans 0.17%
Balance Sheet Bayou Federal Credit Union
Baton Rouge, LA
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Total Assets 82.35M
Total Deposits 69.76M
Capital and Reserves Bayou Federal Credit Union
Baton Rouge, LA
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Capital 11.75M
Leverage Ratio 15.21
Loan Loss Reserves to Loans 0.40%
Liquidity Bayou Federal Credit Union
Baton Rouge, LA
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Hot Money Ratio 13.29%
Liquidity Ratio 10.97%
Profitability Bayou Federal Credit Union
Baton Rouge, LA
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5-Year Return on Average Assets 0.39%
Net Income 364.00K
Net Interest Spread 3.81%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 80.74%
Return on Assets 0.59%
Return on Equity 4.21%