B
KSW Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings KSW Federal Credit Union
Waterville, ME
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 10.00
Stability Index 6.30
Company Info KSW Federal Credit Union
Waterville, ME
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NCUA Charter Number 2041
Phone Number (207) 872-5602
Website www.kswfcu.org/
Asset Quality KSW Federal Credit Union
Waterville, ME
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1-Year Asset Growth 7.32%
5-Year Asset Growth 7.59%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.31%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.12%
Non-Performing Loans to Loans 0.21%
Balance Sheet KSW Federal Credit Union
Waterville, ME
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Total Assets 108.19M
Total Deposits 92.99M
Capital and Reserves KSW Federal Credit Union
Waterville, ME
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Capital 14.83M
Leverage Ratio 14.24
Loan Loss Reserves to Loans 2.06%
Liquidity KSW Federal Credit Union
Waterville, ME
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Hot Money Ratio 9.80%
Liquidity Ratio 14.41%
Profitability KSW Federal Credit Union
Waterville, ME
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5-Year Return on Average Assets 1.47%
Net Income 1.14M
Net Interest Spread 5.41%
Operating Profit to Average Assets 2.59%
Overhead Efficiency Ratio 58.15%
Return on Assets 2.19%
Return on Equity 16.08%