B
Truchoice Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Truchoice Federal Credit Union
Portland, ME
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.70
Capitalization Index 7.10
Liquidity Index 2.90
Profitability Index 4.20
Stability Index 6.70
Company Info Truchoice Federal Credit Union
Portland, ME
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 2062
Phone Number (207) 772-0808
Website www.trufcu.com/
Asset Quality Truchoice Federal Credit Union
Portland, ME
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 7.33%
5-Year Asset Growth 9.84%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.44%
Non-Performing Assets to Assets 0.78%
Non-Performing Loans to Capital 7.63%
Non-Performing Loans to Loans 0.82%
Balance Sheet Truchoice Federal Credit Union
Portland, ME
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 249.65M
Total Deposits 227.15M
Capital and Reserves Truchoice Federal Credit Union
Portland, ME
Click to
Compare
Click to
Compare
Click to
Compare
Capital 22.00M
Leverage Ratio 10.40
Loan Loss Reserves to Loans 1.83%
Liquidity Truchoice Federal Credit Union
Portland, ME
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 9.69%
Liquidity Ratio 14.20%
Profitability Truchoice Federal Credit Union
Portland, ME
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.92%
Net Income 564.00K
Net Interest Spread 4.68%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 81.12%
Return on Assets 0.92%
Return on Equity 10.43%