B
American Southwest Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings American Southwest Credit Union
Sierra Vista, AZ
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Rating B
Asset Quality Index 7.50
Capitalization Index 7.90
Liquidity Index 3.30
Profitability Index 7.10
Stability Index 6.30
Company Info American Southwest Credit Union
Sierra Vista, AZ
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NCUA Charter Number 2064
Phone Number (520) 459-1860
Website ascu.org
Asset Quality American Southwest Credit Union
Sierra Vista, AZ
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1-Year Asset Growth 5.08%
5-Year Asset Growth 10.45%
5-Year Charge-Offs to Average Loans 0.42%
Charge-Offs to Average Loans 0.81%
Non-Performing Assets to Assets 0.84%
Non-Performing Loans to Capital 6.68%
Non-Performing Loans to Loans 1.03%
Balance Sheet American Southwest Credit Union
Sierra Vista, AZ
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Total Assets 408.95M
Total Deposits 363.75M
Capital and Reserves American Southwest Credit Union
Sierra Vista, AZ
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Capital 42.88M
Leverage Ratio 10.62
Loan Loss Reserves to Loans 1.30%
Liquidity American Southwest Credit Union
Sierra Vista, AZ
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Hot Money Ratio 11.83%
Liquidity Ratio 19.93%
Profitability American Southwest Credit Union
Sierra Vista, AZ
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5-Year Return on Average Assets 0.94%
Net Income 2.34M
Net Interest Spread 4.34%
Operating Profit to Average Assets 1.81%
Overhead Efficiency Ratio 62.69%
Return on Assets 1.14%
Return on Equity 11.31%