A
Heart of Louisiana Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Heart of Louisiana Federal Credit Union
Pineville, LA
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Rating A
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 5.20
Profitability Index 7.00
Stability Index 8.80
Company Info Heart of Louisiana Federal Credit Union
Pineville, LA
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NCUA Charter Number 2067
Phone Number (318) 619-1900
Website www.heartcu.org
Asset Quality Heart of Louisiana Federal Credit Union
Pineville, LA
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1-Year Asset Growth 4.13%
5-Year Asset Growth 4.59%
5-Year Charge-Offs to Average Loans 0.77%
Charge-Offs to Average Loans 0.56%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.27%
Non-Performing Loans to Loans 0.43%
Balance Sheet Heart of Louisiana Federal Credit Union
Pineville, LA
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Total Assets 138.30M
Total Deposits 115.74M
Capital and Reserves Heart of Louisiana Federal Credit Union
Pineville, LA
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Capital 23.22M
Leverage Ratio 16.97
Loan Loss Reserves to Loans 2.79%
Liquidity Heart of Louisiana Federal Credit Union
Pineville, LA
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Hot Money Ratio 0.50%
Liquidity Ratio 26.97%
Profitability Heart of Louisiana Federal Credit Union
Pineville, LA
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5-Year Return on Average Assets 1.16%
Net Income 976.00K
Net Interest Spread 5.70%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 81.50%
Return on Assets 0.94%
Return on Equity 5.73%