A
Heart of Louisiana Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Heart of Louisiana Federal Credit Union
Pineville, LA
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 9.30
Stability Index 8.20
Company Info Heart of Louisiana Federal Credit Union
Pineville, LA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 2067
Phone Number (318) 619-1900
Website www.heartcu.org
Asset Quality Heart of Louisiana Federal Credit Union
Pineville, LA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -2.47%
5-Year Asset Growth 5.35%
5-Year Charge-Offs to Average Loans 1.00%
Charge-Offs to Average Loans 0.59%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 3.35%
Non-Performing Loans to Loans 1.16%
Balance Sheet Heart of Louisiana Federal Credit Union
Pineville, LA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 132.81M
Total Deposits 111.94M
Capital and Reserves Heart of Louisiana Federal Credit Union
Pineville, LA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 21.76M
Leverage Ratio 16.76
Loan Loss Reserves to Loans 3.13%
Liquidity Heart of Louisiana Federal Credit Union
Pineville, LA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.59%
Liquidity Ratio 30.07%
Profitability Heart of Louisiana Federal Credit Union
Pineville, LA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.16%
Net Income 1.27M
Net Interest Spread 5.78%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 77.90%
Return on Assets 1.25%
Return on Equity 8.02%