Citizens Federal Credit Union
| Weiss Ratings |
Citizens Federal Credit Union
Big Spring, TX |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 9.10 | |||
| Stability Index | 7.50 | |||
| Company Info |
Citizens Federal Credit Union
Big Spring, TX |
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| NCUA Charter Number | 2068 | |||
| Phone Number | (432) 267-6373 | |||
| Website | www.citizensfcu.com | |||
| Asset Quality |
Citizens Federal Credit Union
Big Spring, TX |
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| 1-Year Asset Growth | 5.25% | |||
| 5-Year Asset Growth | 5.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.69% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 2.59% | |||
| Non-Performing Loans to Loans | 0.28% | |||
| Balance Sheet |
Citizens Federal Credit Union
Big Spring, TX |
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| Total Assets | 209.47M | |||
| Total Deposits | 185.86M | |||
| Capital and Reserves |
Citizens Federal Credit Union
Big Spring, TX |
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| Capital | 22.79M | |||
| Leverage Ratio | 12.10 | |||
| Loan Loss Reserves to Loans | 0.40% | |||
| Liquidity |
Citizens Federal Credit Union
Big Spring, TX |
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| Hot Money Ratio | 9.80% | |||
| Liquidity Ratio | 25.56% | |||
| Profitability |
Citizens Federal Credit Union
Big Spring, TX |
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| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 793.00K | |||
| Net Interest Spread | 4.40% | |||
| Operating Profit to Average Assets | 1.99% | |||
| Overhead Efficiency Ratio | 51.87% | |||
| Return on Assets | 1.52% | |||
| Return on Equity | 14.33% | |||