Citizens Federal Credit Union
| Weiss Ratings |
Citizens Federal Credit Union
Big Spring, TX |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 9.80 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 7.60 | |||
| Company Info |
Citizens Federal Credit Union
Big Spring, TX |
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| NCUA Charter Number | 2068 | |||
| Phone Number | (432) 267-6373 | |||
| Website | www.citizensfcu.com | |||
| Asset Quality |
Citizens Federal Credit Union
Big Spring, TX |
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| 1-Year Asset Growth | 1.13% | |||
| 5-Year Asset Growth | 5.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 2.42% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
Citizens Federal Credit Union
Big Spring, TX |
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| Total Assets | 209.31M | |||
| Total Deposits | 184.32M | |||
| Capital and Reserves |
Citizens Federal Credit Union
Big Spring, TX |
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| Capital | 23.95M | |||
| Leverage Ratio | 12.49 | |||
| Loan Loss Reserves to Loans | 0.44% | |||
| Liquidity |
Citizens Federal Credit Union
Big Spring, TX |
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| Hot Money Ratio | 9.72% | |||
| Liquidity Ratio | 26.41% | |||
| Profitability |
Citizens Federal Credit Union
Big Spring, TX |
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| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 1.60M | |||
| Net Interest Spread | 4.33% | |||
| Operating Profit to Average Assets | 1.87% | |||
| Overhead Efficiency Ratio | 53.01% | |||
| Return on Assets | 1.53% | |||
| Return on Equity | 14.08% | |||