Citizens Federal Credit Union
| Weiss Ratings |
Citizens Federal Credit Union
Big Spring, TX |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 7.10 | |||
| Stability Index | 6.20 | |||
| Company Info |
Citizens Federal Credit Union
Big Spring, TX |
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| NCUA Charter Number | 2068 | |||
| Phone Number | (432) 267-6373 | |||
| Website | www.citizensfcu.com | |||
| Asset Quality |
Citizens Federal Credit Union
Big Spring, TX |
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| 1-Year Asset Growth | 4.36% | |||
| 5-Year Asset Growth | 5.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.48% | |||
| Charge-Offs to Average Loans | 0.42% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.88% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
Citizens Federal Credit Union
Big Spring, TX |
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| Total Assets | 199.01M | |||
| Total Deposits | 180.78M | |||
| Capital and Reserves |
Citizens Federal Credit Union
Big Spring, TX |
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| Capital | 17.82M | |||
| Leverage Ratio | 10.94 | |||
| Loan Loss Reserves to Loans | 0.64% | |||
| Liquidity |
Citizens Federal Credit Union
Big Spring, TX |
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| Hot Money Ratio | 16.23% | |||
| Liquidity Ratio | 24.47% | |||
| Profitability |
Citizens Federal Credit Union
Big Spring, TX |
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| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 575.00K | |||
| Net Interest Spread | 3.26% | |||
| Operating Profit to Average Assets | 1.55% | |||
| Overhead Efficiency Ratio | 56.23% | |||
| Return on Assets | 1.18% | |||
| Return on Equity | 13.07% | |||