Ouachita Valley Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 13.0 and a net worth ratio of 13.1. Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 1.6 has resulted in Excellent (10.0) profitability.
Other Rating Factors:
A current level of 4.8 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.2). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Consumer loans (44%), securities (19%), comm loans (10%), home mtgs (6%), other (21%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1420 Natchitoches Street
West Monroe, LA 71292
West Monroe, LA 71292
Phone Number
(318) 387-4592
NCUA Charter Number
Website
Largest Competitors
Bossier City, LA
Baton Rouge, LA
West Monroe, LA
West Monroe, LA
West Monroe, LA