B
Ouachita Valley Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
12.59
Leverage
Ratio
12.66
Return On
Assets
0.94%
Total
Assets
423.70M
Capital
50.80M
Total
Deposits
381.50M
Net
Income
1.94M
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Weiss Ratings Ouachita Valley Federal Credit Union
West Monroe, LA 		Click to
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Rating B
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 6.30
Stability Index 9.10
Company Info Ouachita Valley Federal Credit Union
West Monroe, LA 		Click to
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NCUA Charter Number 2071
Phone Number (318) 387-4592
Website ouachitavalleyfcu.org
Asset Quality Ouachita Valley Federal Credit Union
West Monroe, LA 		Click to
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1-Year Asset Growth 9.09%
5-Year Asset Growth 9.97%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.52%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 4.17%
Non-Performing Loans to Loans 0.73%
Balance Sheet Ouachita Valley Federal Credit Union
West Monroe, LA 		Click to
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Total Assets 423.70M
Total Deposits 381.50M
Capital and Reserves Ouachita Valley Federal Credit Union
West Monroe, LA 		Click to
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Capital 50.80M
Leverage Ratio 12.66
Loan Loss Reserves to Loans 1.10%
Liquidity Ouachita Valley Federal Credit Union
West Monroe, LA 		Click to
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Hot Money Ratio 16.49%
Liquidity Ratio 17.39%
Profitability Ouachita Valley Federal Credit Union
West Monroe, LA 		Click to
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5-Year Return on Average Assets 1.18%
Net Income 1.94M
Net Interest Spread 4.24%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 77.48%
Return on Assets 0.94%
Return on Equity 7.81%