B
Ouachita Valley Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
13.04
Leverage
Ratio
13.11
Return On
Assets
1.58%
Total
Assets
432.09M
Capital
53.83M
Total
Deposits
387.48M
Net
Income
4.95M
My Lists My Alerts
Weiss Ratings Ouachita Valley Federal Credit Union
West Monroe, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 10.00
Stability Index 6.30
Company Info Ouachita Valley Federal Credit Union
West Monroe, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 2071
Phone Number (318) 387-4592
Website ouachitavalleyfcu.org
Asset Quality Ouachita Valley Federal Credit Union
West Monroe, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 10.25%
5-Year Asset Growth 9.97%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 4.76%
Non-Performing Loans to Loans 0.93%
Balance Sheet Ouachita Valley Federal Credit Union
West Monroe, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 432.09M
Total Deposits 387.48M
Capital and Reserves Ouachita Valley Federal Credit Union
West Monroe, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 53.83M
Leverage Ratio 13.11
Loan Loss Reserves to Loans 1.16%
Liquidity Ouachita Valley Federal Credit Union
West Monroe, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 18.01%
Liquidity Ratio 17.98%
Profitability Ouachita Valley Federal Credit Union
West Monroe, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.18%
Net Income 4.95M
Net Interest Spread 4.33%
Operating Profit to Average Assets 2.07%
Overhead Efficiency Ratio 68.59%
Return on Assets 1.58%
Return on Equity 13.02%