C
United Texas Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Texas Credit Union
San Antonio, TX
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Rating C
Asset Quality Index 6.60
Capitalization Index 4.70
Liquidity Index 2.00
Profitability Index 1.50
Stability Index 3.80
Company Info United Texas Credit Union
San Antonio, TX
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NCUA Charter Number 2083
Phone Number (210) 561-4500
Website utxcu.com
Asset Quality United Texas Credit Union
San Antonio, TX
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1-Year Asset Growth 0.71%
5-Year Asset Growth 10.69%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 10.77%
Non-Performing Loans to Loans 0.90%
Balance Sheet United Texas Credit Union
San Antonio, TX
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Total Assets 420.86M
Total Deposits 381.94M
Capital and Reserves United Texas Credit Union
San Antonio, TX
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Capital 29.12M
Leverage Ratio 9.22
Loan Loss Reserves to Loans 0.41%
Liquidity United Texas Credit Union
San Antonio, TX
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Hot Money Ratio 22.26%
Liquidity Ratio 3.34%
Profitability United Texas Credit Union
San Antonio, TX
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5-Year Return on Average Assets 0.58%
Net Income 632.00K
Net Interest Spread 3.09%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 86.82%
Return on Assets 0.60%
Return on Equity 9.05%