Major Rating Factors:
A current level of 61.3 percent of nonperforming loans to core capital contributes to the Very Weak asset quality (0.0).
Other Rating Factors:
Fair liquidity 4.4, driven by a liquidity ratio of 33.0 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.8 on a scale of 0 to 10).
Asset Mix:
Consumer loans (71%), other (29%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
170 Main Avenue
Akron, CO 80720
Akron, CO 80720
Phone Number
(970) 345-2623
NCUA Charter Number
Largest Competitors
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