C
The Focus Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Focus Federal Credit Union
Oklahoma City, OK
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Rating C
Asset Quality Index 7.70
Capitalization Index 5.60
Liquidity Index 2.70
Profitability Index 3.10
Stability Index 4.10
Company Info The Focus Federal Credit Union
Oklahoma City, OK
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NCUA Charter Number 2091
Phone Number (405) 230-1328
Website focusok.com
Asset Quality The Focus Federal Credit Union
Oklahoma City, OK
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1-Year Asset Growth -3.43%
5-Year Asset Growth 8.55%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.41%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 3.55%
Non-Performing Loans to Loans 0.36%
Balance Sheet The Focus Federal Credit Union
Oklahoma City, OK
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Total Assets 162.92M
Total Deposits 145.60M
Capital and Reserves The Focus Federal Credit Union
Oklahoma City, OK
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Capital 13.04M
Leverage Ratio 8.87
Loan Loss Reserves to Loans 0.55%
Liquidity The Focus Federal Credit Union
Oklahoma City, OK
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Hot Money Ratio 9.95%
Liquidity Ratio 9.07%
Profitability The Focus Federal Credit Union
Oklahoma City, OK
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5-Year Return on Average Assets 0.46%
Net Income 74.00K
Net Interest Spread 4.62%
Operating Profit to Average Assets 0.56%
Overhead Efficiency Ratio 91.14%
Return on Assets 0.09%
Return on Equity 1.15%