| Weiss Ratings |
Romney Federal Credit Union
Romney, WV |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Romney Federal Credit Union
Romney, WV |
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| NCUA Charter Number | 2092 | |||
| Phone Number | (304) 822-3116 | |||
| Website | www.romneyfcu.com | |||
| Asset Quality |
Romney Federal Credit Union
Romney, WV |
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| 1-Year Asset Growth | 4.54% | |||
| 5-Year Asset Growth | 14.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.31% | |||
| Non-Performing Assets to Assets | 1.08% | |||
| Non-Performing Loans to Capital | 11.12% | |||
| Non-Performing Loans to Loans | 1.27% | |||
| Balance Sheet |
Romney Federal Credit Union
Romney, WV |
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| Total Assets | 13.21M | |||
| Total Deposits | 11.95M | |||
| Capital and Reserves |
Romney Federal Credit Union
Romney, WV |
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| Capital | 1.25M | |||
| Leverage Ratio | 9.49 | |||
| Loan Loss Reserves to Loans | 0.30% | |||
| Liquidity |
Romney Federal Credit Union
Romney, WV |
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| Hot Money Ratio | 15.10% | |||
| Liquidity Ratio | 15.83% | |||
| Profitability |
Romney Federal Credit Union
Romney, WV |
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| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 86.00K | |||
| Net Interest Spread | 4.11% | |||
| Operating Profit to Average Assets | 1.17% | |||
| Overhead Efficiency Ratio | 71.75% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 9.50% | |||