| Weiss Ratings |
Romney Federal Credit Union
Romney, WV |
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| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 8.30 | |||
| Stability Index | 3.70 | |||
| Company Info |
Romney Federal Credit Union
Romney, WV |
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| NCUA Charter Number | 2092 | |||
| Phone Number | (304) 822-3116 | |||
| Website | www.romneyfcu.com | |||
| Asset Quality |
Romney Federal Credit Union
Romney, WV |
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| 1-Year Asset Growth | 6.88% | |||
| 5-Year Asset Growth | 12.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.78% | |||
| Non-Performing Loans to Capital | 7.97% | |||
| Non-Performing Loans to Loans | 1.00% | |||
| Balance Sheet |
Romney Federal Credit Union
Romney, WV |
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| Total Assets | 14.12M | |||
| Total Deposits | 12.81M | |||
| Capital and Reserves |
Romney Federal Credit Union
Romney, WV |
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| Capital | 1.30M | |||
| Leverage Ratio | 9.19 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
Romney Federal Credit Union
Romney, WV |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 23.16% | |||
| Profitability |
Romney Federal Credit Union
Romney, WV |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 143.00K | |||
| Net Interest Spread | 4.74% | |||
| Operating Profit to Average Assets | 1.54% | |||
| Overhead Efficiency Ratio | 66.52% | |||
| Return on Assets | 1.40% | |||
| Return on Equity | 14.67% | |||