| Weiss Ratings |
First Point Federal Credit Union
Hamilton, NJ |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 0.00 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 0.70 | |||
| Stability Index | 0.20 | |||
| Company Info |
First Point Federal Credit Union
Hamilton, NJ |
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| NCUA Charter Number | 2094 | |||
| Phone Number | (609) 838-2847 | |||
| Website | www.firstpointfcu.com | |||
| Asset Quality |
First Point Federal Credit Union
Hamilton, NJ |
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| 1-Year Asset Growth | 0.16% | |||
| 5-Year Asset Growth | -0.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.83% | |||
| Charge-Offs to Average Loans | -0.82% | |||
| Non-Performing Assets to Assets | 0.40% | |||
| Non-Performing Loans to Capital | 11.29% | |||
| Non-Performing Loans to Loans | 1.43% | |||
| Balance Sheet |
First Point Federal Credit Union
Hamilton, NJ |
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| Total Assets | 26.19M | |||
| Total Deposits | 25.28M | |||
| Capital and Reserves |
First Point Federal Credit Union
Hamilton, NJ |
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| Capital | 815.00K | |||
| Leverage Ratio | 7.20 | |||
| Loan Loss Reserves to Loans | 1.57% | |||
| Liquidity |
First Point Federal Credit Union
Hamilton, NJ |
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| Hot Money Ratio | 19.32% | |||
| Liquidity Ratio | 25.10% | |||
| Profitability |
First Point Federal Credit Union
Hamilton, NJ |
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| 5-Year Return on Average Assets | -0.56% | |||
| Net Income | 19.00K | |||
| Net Interest Spread | 2.05% | |||
| Operating Profit to Average Assets | 0.06% | |||
| Overhead Efficiency Ratio | 97.39% | |||
| Return on Assets | 0.14% | |||
| Return on Equity | 5.43% | |||