| Weiss Ratings |
First Point Federal Credit Union
Hamilton, NJ |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 0.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 0.00 | |||
| Company Info |
First Point Federal Credit Union
Hamilton, NJ |
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| NCUA Charter Number | 2094 | |||
| Phone Number | (609) 838-2847 | |||
| Website | www.firstpointfcu.com | |||
| Asset Quality |
First Point Federal Credit Union
Hamilton, NJ |
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| 1-Year Asset Growth | -2.47% | |||
| 5-Year Asset Growth | -1.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.62% | |||
| Charge-Offs to Average Loans | 2.42% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 10.67% | |||
| Non-Performing Loans to Loans | 1.30% | |||
| Balance Sheet |
First Point Federal Credit Union
Hamilton, NJ |
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| Total Assets | 26.92M | |||
| Total Deposits | 25.99M | |||
| Capital and Reserves |
First Point Federal Credit Union
Hamilton, NJ |
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| Capital | 855.00K | |||
| Leverage Ratio | 7.14 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Liquidity |
First Point Federal Credit Union
Hamilton, NJ |
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| Hot Money Ratio | 14.79% | |||
| Liquidity Ratio | 20.43% | |||
| Profitability |
First Point Federal Credit Union
Hamilton, NJ |
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| 5-Year Return on Average Assets | -0.43% | |||
| Net Income | -76.00K | |||
| Net Interest Spread | 1.95% | |||
| Operating Profit to Average Assets | -0.25% | |||
| Overhead Efficiency Ratio | 112.99% | |||
| Return on Assets | -0.38% | |||
| Return on Equity | -20.11% | |||