| Weiss Ratings |
Victoria Teachers Federal Credit Union
Victoria, TX |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 7.10 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 7.00 | |||
| Company Info |
Victoria Teachers Federal Credit Union
Victoria, TX |
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| NCUA Charter Number | 2097 | |||
| Phone Number | (361) 576-3168 | |||
| Website | www.myvtfcu.com | |||
| Asset Quality |
Victoria Teachers Federal Credit Union
Victoria, TX |
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| 1-Year Asset Growth | -0.77% | |||
| 5-Year Asset Growth | 4.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.37% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 0.98% | |||
| Non-Performing Loans to Loans | 0.92% | |||
| Balance Sheet |
Victoria Teachers Federal Credit Union
Victoria, TX |
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| Total Assets | 18.33M | |||
| Total Deposits | 12.63M | |||
| Capital and Reserves |
Victoria Teachers Federal Credit Union
Victoria, TX |
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| Capital | 5.66M | |||
| Leverage Ratio | 30.96 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Liquidity |
Victoria Teachers Federal Credit Union
Victoria, TX |
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| Hot Money Ratio | 14.44% | |||
| Liquidity Ratio | 80.95% | |||
| Profitability |
Victoria Teachers Federal Credit Union
Victoria, TX |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 219.00K | |||
| Net Interest Spread | 4.95% | |||
| Operating Profit to Average Assets | 1.92% | |||
| Overhead Efficiency Ratio | 60.50% | |||
| Return on Assets | 1.55% | |||
| Return on Equity | 5.28% | |||