| Weiss Ratings |
Victoria Teachers Federal Credit Union
Victoria, TX |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.80 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 8.00 | |||
| Company Info |
Victoria Teachers Federal Credit Union
Victoria, TX |
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| NCUA Charter Number | 2097 | |||
| Phone Number | (361) 576-3168 | |||
| Website | www.myvtfcu.com | |||
| Asset Quality |
Victoria Teachers Federal Credit Union
Victoria, TX |
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| 1-Year Asset Growth | -3.07% | |||
| 5-Year Asset Growth | 2.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 1.01% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.03% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
Victoria Teachers Federal Credit Union
Victoria, TX |
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| Total Assets | 17.76M | |||
| Total Deposits | 11.87M | |||
| Capital and Reserves |
Victoria Teachers Federal Credit Union
Victoria, TX |
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| Capital | 5.86M | |||
| Leverage Ratio | 33.04 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Liquidity |
Victoria Teachers Federal Credit Union
Victoria, TX |
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| Hot Money Ratio | 19.94% | |||
| Liquidity Ratio | 65.18% | |||
| Profitability |
Victoria Teachers Federal Credit Union
Victoria, TX |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 124.00K | |||
| Net Interest Spread | 4.73% | |||
| Operating Profit to Average Assets | 1.07% | |||
| Overhead Efficiency Ratio | 76.24% | |||
| Return on Assets | 0.92% | |||
| Return on Equity | 2.85% | |||