| Weiss Ratings |
AOD Federal Credit Union
Oxford, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 7.00 | |||
| Company Info |
AOD Federal Credit Union
Oxford, AL |
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| NCUA Charter Number | 21 | |||
| Phone Number | (256) 237-9494 | |||
| Website | www.aodfcu.com | |||
| Asset Quality |
AOD Federal Credit Union
Oxford, AL |
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| 1-Year Asset Growth | 3.54% | |||
| 5-Year Asset Growth | 5.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.46% | |||
| Charge-Offs to Average Loans | 0.52% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 1.89% | |||
| Non-Performing Loans to Loans | 0.37% | |||
| Balance Sheet |
AOD Federal Credit Union
Oxford, AL |
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| Total Assets | 442.68M | |||
| Total Deposits | 380.84M | |||
| Capital and Reserves |
AOD Federal Credit Union
Oxford, AL |
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| Capital | 60.05M | |||
| Leverage Ratio | 15.84 | |||
| Loan Loss Reserves to Loans | 0.88% | |||
| Liquidity |
AOD Federal Credit Union
Oxford, AL |
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| Hot Money Ratio | 6.90% | |||
| Liquidity Ratio | 22.66% | |||
| Profitability |
AOD Federal Credit Union
Oxford, AL |
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| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 3.39M | |||
| Net Interest Spread | 4.50% | |||
| Operating Profit to Average Assets | 1.54% | |||
| Overhead Efficiency Ratio | 65.76% | |||
| Return on Assets | 1.54% | |||
| Return on Equity | 11.81% | |||