| Weiss Ratings |
AOD Federal Credit Union
Oxford, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 8.50 | |||
| Company Info |
AOD Federal Credit Union
Oxford, AL |
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| NCUA Charter Number | 21 | |||
| Phone Number | (256) 237-9494 | |||
| Website | www.aodfcu.com | |||
| Asset Quality |
AOD Federal Credit Union
Oxford, AL |
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| 1-Year Asset Growth | -0.79% | |||
| 5-Year Asset Growth | 7.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.59% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 1.74% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
AOD Federal Credit Union
Oxford, AL |
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| Total Assets | 431.97M | |||
| Total Deposits | 375.08M | |||
| Capital and Reserves |
AOD Federal Credit Union
Oxford, AL |
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| Capital | 55.40M | |||
| Leverage Ratio | 14.98 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Liquidity |
AOD Federal Credit Union
Oxford, AL |
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| Hot Money Ratio | 8.01% | |||
| Liquidity Ratio | 25.25% | |||
| Profitability |
AOD Federal Credit Union
Oxford, AL |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 4.02M | |||
| Net Interest Spread | 4.01% | |||
| Operating Profit to Average Assets | 1.24% | |||
| Overhead Efficiency Ratio | 69.40% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 10.72% | |||