| Weiss Ratings |
AOD Federal Credit Union
Oxford, AL |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 8.60 | |||
| Company Info |
AOD Federal Credit Union
Oxford, AL |
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| NCUA Charter Number | 21 | |||
| Phone Number | (256) 237-9494 | |||
| Website | www.aodfcu.com | |||
| Asset Quality |
AOD Federal Credit Union
Oxford, AL |
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| 1-Year Asset Growth | 1.64% | |||
| 5-Year Asset Growth | 5.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.46% | |||
| Charge-Offs to Average Loans | 0.48% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.16% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
AOD Federal Credit Union
Oxford, AL |
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| Total Assets | 441.68M | |||
| Total Deposits | 382.34M | |||
| Capital and Reserves |
AOD Federal Credit Union
Oxford, AL |
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| Capital | 57.44M | |||
| Leverage Ratio | 15.33 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Liquidity |
AOD Federal Credit Union
Oxford, AL |
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| Hot Money Ratio | 7.50% | |||
| Liquidity Ratio | 23.42% | |||
| Profitability |
AOD Federal Credit Union
Oxford, AL |
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| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 966.00K | |||
| Net Interest Spread | 4.46% | |||
| Operating Profit to Average Assets | 0.88% | |||
| Overhead Efficiency Ratio | 75.46% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 6.91% | |||