B
HAR-CO Credit Union
Bel AirMD
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings HAR-CO Credit Union
Bel Air, MD
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Rating B
Asset Quality Index 10.00
Capitalization Index 6.50
Liquidity Index 2.90
Profitability Index 2.70
Stability Index 6.50
Company Info HAR-CO Credit Union
Bel Air, MD
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NCUA Charter Number 2105
Phone Number (410) 838-9090
Website www.harcocu.org
Asset Quality HAR-CO Credit Union
Bel Air, MD
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1-Year Asset Growth 1.85%
5-Year Asset Growth 5.68%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.20%
Non-Performing Loans to Loans 0.17%
Balance Sheet HAR-CO Credit Union
Bel Air, MD
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Total Assets 255.48M
Total Deposits 229.97M
Capital and Reserves HAR-CO Credit Union
Bel Air, MD
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Capital 22.76M
Leverage Ratio 8.91
Loan Loss Reserves to Loans 0.67%
Liquidity HAR-CO Credit Union
Bel Air, MD
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Hot Money Ratio 6.09%
Liquidity Ratio 18.04%
Profitability HAR-CO Credit Union
Bel Air, MD
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5-Year Return on Average Assets 0.29%
Net Income 350.00K
Net Interest Spread 4.18%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 81.42%
Return on Assets 0.56%
Return on Equity 6.20%