| Weiss Ratings |
HAR-CO Credit Union
Bel Air, MD |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 6.10 | |||
| Company Info |
HAR-CO Credit Union
Bel Air, MD |
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| NCUA Charter Number | 2105 | |||
| Phone Number | (410) 838-9090 | |||
| Website | www.harcocu.org | |||
| Asset Quality |
HAR-CO Credit Union
Bel Air, MD |
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| 1-Year Asset Growth | 6.44% | |||
| 5-Year Asset Growth | 6.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | -0.08% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.84% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
HAR-CO Credit Union
Bel Air, MD |
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| Total Assets | 271.93M | |||
| Total Deposits | 244.51M | |||
| Capital and Reserves |
HAR-CO Credit Union
Bel Air, MD |
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| Capital | 24.58M | |||
| Leverage Ratio | 9.04 | |||
| Loan Loss Reserves to Loans | 0.80% | |||
| Liquidity |
HAR-CO Credit Union
Bel Air, MD |
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| Hot Money Ratio | 8.38% | |||
| Liquidity Ratio | 25.90% | |||
| Profitability |
HAR-CO Credit Union
Bel Air, MD |
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| 5-Year Return on Average Assets | 0.41% | |||
| Net Income | 475.00K | |||
| Net Interest Spread | 4.57% | |||
| Operating Profit to Average Assets | 0.82% | |||
| Overhead Efficiency Ratio | 80.82% | |||
| Return on Assets | 0.71% | |||
| Return on Equity | 7.81% | |||