| Weiss Ratings |
HAR-CO Credit Union
Bel Air, MD |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 6.10 | |||
| Company Info |
HAR-CO Credit Union
Bel Air, MD |
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| NCUA Charter Number | 2105 | |||
| Phone Number | (410) 838-9090 | |||
| Website | www.harcocu.org | |||
| Asset Quality |
HAR-CO Credit Union
Bel Air, MD |
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| 1-Year Asset Growth | 6.35% | |||
| 5-Year Asset Growth | 6.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 6.67% | |||
| Non-Performing Loans to Loans | 0.96% | |||
| Balance Sheet |
HAR-CO Credit Union
Bel Air, MD |
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| Total Assets | 273.03M | |||
| Total Deposits | 244.55M | |||
| Capital and Reserves |
HAR-CO Credit Union
Bel Air, MD |
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| Capital | 25.09M | |||
| Leverage Ratio | 9.19 | |||
| Loan Loss Reserves to Loans | 0.82% | |||
| Liquidity |
HAR-CO Credit Union
Bel Air, MD |
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| Hot Money Ratio | 8.45% | |||
| Liquidity Ratio | 29.15% | |||
| Profitability |
HAR-CO Credit Union
Bel Air, MD |
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| 5-Year Return on Average Assets | 0.41% | |||
| Net Income | 986.00K | |||
| Net Interest Spread | 4.83% | |||
| Operating Profit to Average Assets | 0.89% | |||
| Overhead Efficiency Ratio | 79.63% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 8.02% | |||