A
1st Liberty Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings 1st Liberty Federal Credit Union
Great Falls, MT
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 3.40
Stability Index 8.50
Company Info 1st Liberty Federal Credit Union
Great Falls, MT
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NCUA Charter Number 2106
Phone Number (406) 761-8300
Website www.1stliberty.org
Asset Quality 1st Liberty Federal Credit Union
Great Falls, MT
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1-Year Asset Growth 0.90%
5-Year Asset Growth 2.72%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.24%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.91%
Non-Performing Loans to Loans 0.29%
Balance Sheet 1st Liberty Federal Credit Union
Great Falls, MT
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Total Assets 211.39M
Total Deposits 182.18M
Capital and Reserves 1st Liberty Federal Credit Union
Great Falls, MT
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Capital 26.69M
Leverage Ratio 14.32
Loan Loss Reserves to Loans 0.61%
Liquidity 1st Liberty Federal Credit Union
Great Falls, MT
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Hot Money Ratio 2.52%
Liquidity Ratio 29.82%
Profitability 1st Liberty Federal Credit Union
Great Falls, MT
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5-Year Return on Average Assets 0.74%
Net Income 289.00K
Net Interest Spread 3.99%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 84.67%
Return on Assets 0.55%
Return on Equity 4.46%