A
1st Liberty Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
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Capital
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Net
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Weiss Ratings 1st Liberty Federal Credit Union
Great Falls, MT
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Rating A
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 3.30
Stability Index 8.60
Company Info 1st Liberty Federal Credit Union
Great Falls, MT
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NCUA Charter Number 2106
Phone Number (406) 761-8300
Website www.1stliberty.org
Asset Quality 1st Liberty Federal Credit Union
Great Falls, MT
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1-Year Asset Growth 2.43%
5-Year Asset Growth 2.72%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 2.12%
Non-Performing Loans to Loans 0.50%
Balance Sheet 1st Liberty Federal Credit Union
Great Falls, MT
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Total Assets 211.06M
Total Deposits 181.13M
Capital and Reserves 1st Liberty Federal Credit Union
Great Falls, MT
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Capital 27.18M
Leverage Ratio 14.48
Loan Loss Reserves to Loans 0.63%
Liquidity 1st Liberty Federal Credit Union
Great Falls, MT
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Hot Money Ratio 2.84%
Liquidity Ratio 30.42%
Profitability 1st Liberty Federal Credit Union
Great Falls, MT
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5-Year Return on Average Assets 0.74%
Net Income 584.00K
Net Interest Spread 4.05%
Operating Profit to Average Assets 0.71%
Overhead Efficiency Ratio 84.54%
Return on Assets 0.55%
Return on Equity 4.42%