B
Ferko Maryland Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ferko Maryland Federal Credit Union
Frederick, MD
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 8.70
Stability Index 7.00
Company Info Ferko Maryland Federal Credit Union
Frederick, MD
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NCUA Charter Number 2108
Phone Number (301) 662-7266
Website www.ferkomfcu.com
Asset Quality Ferko Maryland Federal Credit Union
Frederick, MD
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1-Year Asset Growth -5.73%
5-Year Asset Growth -1.55%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.23%
Non-Performing Loans to Loans 0.10%
Balance Sheet Ferko Maryland Federal Credit Union
Frederick, MD
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Total Assets 30.06M
Total Deposits 24.84M
Capital and Reserves Ferko Maryland Federal Credit Union
Frederick, MD
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Capital 5.20M
Leverage Ratio 17.29
Loan Loss Reserves to Loans 0.97%
Liquidity Ferko Maryland Federal Credit Union
Frederick, MD
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Hot Money Ratio 0.00%
Liquidity Ratio 40.13%
Profitability Ferko Maryland Federal Credit Union
Frederick, MD
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5-Year Return on Average Assets 0.78%
Net Income 163.00K
Net Interest Spread 5.24%
Operating Profit to Average Assets 2.23%
Overhead Efficiency Ratio 59.41%
Return on Assets 2.21%
Return on Equity 12.74%