A
Ferko Maryland Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Ferko Maryland Federal Credit Union
Frederick, MD
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 10.00
Stability Index 8.00
Company Info Ferko Maryland Federal Credit Union
Frederick, MD
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NCUA Charter Number 2108
Phone Number (301) 662-7266
Website www.ferkomfcu.com
Asset Quality Ferko Maryland Federal Credit Union
Frederick, MD
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1-Year Asset Growth -1.14%
5-Year Asset Growth -1.55%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 0.93%
Non-Performing Loans to Loans 0.44%
Balance Sheet Ferko Maryland Federal Credit Union
Frederick, MD
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Total Assets 28.03M
Total Deposits 22.54M
Capital and Reserves Ferko Maryland Federal Credit Union
Frederick, MD
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Capital 5.48M
Leverage Ratio 19.56
Loan Loss Reserves to Loans 0.00%
Liquidity Ferko Maryland Federal Credit Union
Frederick, MD
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Hot Money Ratio 0.00%
Liquidity Ratio 26.28%
Profitability Ferko Maryland Federal Credit Union
Frederick, MD
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5-Year Return on Average Assets 0.78%
Net Income 448.00K
Net Interest Spread 5.36%
Operating Profit to Average Assets 2.02%
Overhead Efficiency Ratio 54.70%
Return on Assets 2.02%
Return on Equity 11.34%