Major Rating Factors:
A current level of 16.7 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.5).
Other Rating Factors:
Fair liquidity 4.5, driven by a liquidity ratio of 34.5 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10).
Asset Mix:
Consumer loans (65%), other (35%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
3200 Ridgelake Drive
Metairie, LA 70002
Metairie, LA 70002
Phone Number
(504) 831-1372
NCUA Charter Number
Largest Competitors
Metairie, LA
Metairie, LA
Metairie, LA
Metairie, LA
Metairie, LA