McLennan County Employees Federal Credit Union

Waco, TX

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	McLennan County Employees Federal Credit Union Waco, TX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	7.40
Profitability Index	1.00
Stability Index	5.40

Company Info	McLennan County Employees Federal Credit Union Waco, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2120
Phone Number	(254) 757-5015
Website	www.mclennancountyefcu.com

Asset Quality	McLennan County Employees Federal Credit Union Waco, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.41%
5-Year Asset Growth	0.74%
5-Year Charge-Offs to Average Loans	0.79%
Charge-Offs to Average Loans	0.26%
Non-Performing Assets to Assets	0.09%
Non-Performing Loans to Capital	0.34%
Non-Performing Loans to Loans	0.30%

Balance Sheet	McLennan County Employees Federal Credit Union Waco, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	21.02M
Total Deposits	15.39M

Capital and Reserves	McLennan County Employees Federal Credit Union Waco, TX	Click to Compare	Click to Compare	Click to Compare
Capital	5.49M
Leverage Ratio	26.11
Loan Loss Reserves to Loans	1.60%

Liquidity	McLennan County Employees Federal Credit Union Waco, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	6.16%
Liquidity Ratio	67.04%

Profitability	McLennan County Employees Federal Credit Union Waco, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.08%
Net Income	-14.00K
Net Interest Spread	3.45%
Operating Profit to Average Assets	-0.13%
Overhead Efficiency Ratio	103.99%
Return on Assets	-0.13%
Return on Equity	-0.51%