C
McLennan County Employees Federal Credit Union
Waco,  TX
Rating Date
July 2025
Net Capital
Ratio
25.86
Leverage
Ratio
25.86
Return On
Assets
0.55%
Total
Assets
21.23M
Capital
5.49M
Total
Deposits
15.60M
Net
Income
29.00K
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Weiss Ratings McLennan County Employees Federal Credit Union
Waco, TX 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.50
Profitability Index 2.40
Stability Index 5.80
Company Info McLennan County Employees Federal Credit Union
Waco, TX 		Click to
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NCUA Charter Number 2120
Phone Number (254) 757-5015
Website www.mclennancountyefcu.com
Asset Quality McLennan County Employees Federal Credit Union
Waco, TX 		Click to
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1-Year Asset Growth -4.67%
5-Year Asset Growth 0.74%
5-Year Charge-Offs to Average Loans 0.79%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.09%
Non-Performing Loans to Loans 0.08%
Balance Sheet McLennan County Employees Federal Credit Union
Waco, TX 		Click to
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Total Assets 21.23M
Total Deposits 15.60M
Capital and Reserves McLennan County Employees Federal Credit Union
Waco, TX 		Click to
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Capital 5.49M
Leverage Ratio 25.86
Loan Loss Reserves to Loans 1.76%
Liquidity McLennan County Employees Federal Credit Union
Waco, TX 		Click to
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Hot Money Ratio 7.49%
Liquidity Ratio 69.67%
Profitability McLennan County Employees Federal Credit Union
Waco, TX 		Click to
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5-Year Return on Average Assets 0.08%
Net Income 29.00K
Net Interest Spread 4.32%
Operating Profit to Average Assets 0.57%
Overhead Efficiency Ratio 85.92%
Return on Assets 0.55%
Return on Equity 2.11%