| Weiss Ratings |
Alderson FCI Federal Credit Union
Alderson, WV |
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| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 7.50 | |||
| Stability Index | 4.30 | |||
| Company Info |
Alderson FCI Federal Credit Union
Alderson, WV |
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| NCUA Charter Number | 2127 | |||
| Phone Number | (304) 445-3300x5030 | |||
| Website | -- | |||
| Asset Quality |
Alderson FCI Federal Credit Union
Alderson, WV |
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| 1-Year Asset Growth | -4.66% | |||
| 5-Year Asset Growth | -1.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.54% | |||
| Charge-Offs to Average Loans | 1.32% | |||
| Non-Performing Assets to Assets | 3.25% | |||
| Non-Performing Loans to Capital | 12.45% | |||
| Non-Performing Loans to Loans | 4.97% | |||
| Balance Sheet |
Alderson FCI Federal Credit Union
Alderson, WV |
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| Total Assets | 8.15M | |||
| Total Deposits | 6.13M | |||
| Capital and Reserves |
Alderson FCI Federal Credit Union
Alderson, WV |
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| Capital | 1.97M | |||
| Leverage Ratio | 24.21 | |||
| Loan Loss Reserves to Loans | 2.93% | |||
| Liquidity |
Alderson FCI Federal Credit Union
Alderson, WV |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 46.39% | |||
| Profitability |
Alderson FCI Federal Credit Union
Alderson, WV |
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| 5-Year Return on Average Assets | 1.66% | |||
| Net Income | 42.00K | |||
| Net Interest Spread | 4.54% | |||
| Operating Profit to Average Assets | 2.00% | |||
| Overhead Efficiency Ratio | 31.75% | |||
| Return on Assets | 2.05% | |||
| Return on Equity | 8.61% | |||