Big Spring Education Employees Federal Credit Union

Big Spring, TX

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Big Spring Education Employees Federal Credit Union Big Spring, TX	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	9.80
Capitalization Index	10.00
Liquidity Index	7.30
Profitability Index	7.00
Stability Index	6.40

Company Info	Big Spring Education Employees Federal Credit Union Big Spring, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2134
Phone Number	(432) 263-8393
Website	www.bstcu.com

Asset Quality	Big Spring Education Employees Federal Credit Union Big Spring, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.97%
5-Year Asset Growth	1.69%
5-Year Charge-Offs to Average Loans	1.29%
Charge-Offs to Average Loans	-1.23%
Non-Performing Assets to Assets	0.29%
Non-Performing Loans to Capital	1.71%
Non-Performing Loans to Loans	0.79%

Balance Sheet	Big Spring Education Employees Federal Credit Union Big Spring, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	58.27M
Total Deposits	48.76M

Capital and Reserves	Big Spring Education Employees Federal Credit Union Big Spring, TX	Click to Compare	Click to Compare	Click to Compare
Capital	9.45M
Leverage Ratio	16.21
Loan Loss Reserves to Loans	2.60%

Liquidity	Big Spring Education Employees Federal Credit Union Big Spring, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.94%
Liquidity Ratio	63.21%

Profitability	Big Spring Education Employees Federal Credit Union Big Spring, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.59%
Net Income	380.00K
Net Interest Spread	6.02%
Operating Profit to Average Assets	2.62%
Overhead Efficiency Ratio	55.71%
Return on Assets	2.62%
Return on Equity	16.42%