A
Big Spring Education Employees Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
16.34
Leverage
Ratio
16.34
Return On
Assets
1.76%
Total
Assets
57.78M
Capital
9.44M
Total
Deposits
48.07M
Net
Income
772.00K
My Lists My Alerts
Weiss Ratings Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.30
Profitability Index 6.00
Stability Index 6.70
Company Info Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 2134
Phone Number (432) 263-8393
Website www.bstcu.com
Asset Quality Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -1.49%
5-Year Asset Growth 2.29%
5-Year Charge-Offs to Average Loans 1.24%
Charge-Offs to Average Loans 0.96%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 1.65%
Non-Performing Loans to Loans 0.77%
Balance Sheet Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 57.78M
Total Deposits 48.07M
Capital and Reserves Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 9.44M
Leverage Ratio 16.34
Loan Loss Reserves to Loans 2.60%
Liquidity Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 0.24%
Liquidity Ratio 60.03%
Profitability Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.56%
Net Income 772.00K
Net Interest Spread 5.95%
Operating Profit to Average Assets 2.05%
Overhead Efficiency Ratio 65.43%
Return on Assets 1.76%
Return on Equity 11.34%