A
Big Spring Education Employees Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
15.10
Leverage
Ratio
15.10
Return On
Assets
2.25%
Total
Assets
59.44M
Capital
8.98M
Total
Deposits
50.13M
Net
Income
331.00K
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Weiss Ratings Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
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Rating A
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 7.30
Profitability Index 6.60
Stability Index 6.40
Company Info Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
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NCUA Charter Number 2134
Phone Number (432) 263-8393
Website www.bstcu.com
Asset Quality Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
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1-Year Asset Growth -8.90%
5-Year Asset Growth 2.29%
5-Year Charge-Offs to Average Loans 1.23%
Charge-Offs to Average Loans 1.54%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 1.94%
Non-Performing Loans to Loans 0.86%
Balance Sheet Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
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Total Assets 59.44M
Total Deposits 50.13M
Capital and Reserves Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
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Capital 8.98M
Leverage Ratio 15.10
Loan Loss Reserves to Loans 2.40%
Liquidity Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
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Hot Money Ratio 0.23%
Liquidity Ratio 56.63%
Profitability Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
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5-Year Return on Average Assets 0.56%
Net Income 331.00K
Net Interest Spread 5.86%
Operating Profit to Average Assets 2.25%
Overhead Efficiency Ratio 58.06%
Return on Assets 2.25%
Return on Equity 15.02%