A
Big Spring Education Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
17.30
Leverage
Ratio
17.30
Return On
Assets
2.05%
Total
Assets
57.53M
Capital
9.95M
Total
Deposits
47.34M
Net
Income
885.00K
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Weiss Ratings Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
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Rating A
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 7.20
Profitability Index 8.40
Stability Index 6.40
Company Info Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
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NCUA Charter Number 2134
Phone Number (432) 263-8393
Website www.bstcu.com
Asset Quality Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
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1-Year Asset Growth -0.43%
5-Year Asset Growth 1.69%
5-Year Charge-Offs to Average Loans 1.29%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 2.53%
Non-Performing Loans to Loans 1.22%
Balance Sheet Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
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Total Assets 57.53M
Total Deposits 47.34M
Capital and Reserves Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
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Capital 9.95M
Leverage Ratio 17.30
Loan Loss Reserves to Loans 2.85%
Liquidity Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
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Hot Money Ratio 0.90%
Liquidity Ratio 60.39%
Profitability Big Spring Education Employees Federal Credit Union
Big Spring, TX 		Click to
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5-Year Return on Average Assets 0.59%
Net Income 885.00K
Net Interest Spread 5.78%
Operating Profit to Average Assets 2.42%
Overhead Efficiency Ratio 58.63%
Return on Assets 2.05%
Return on Equity 12.36%