| Weiss Ratings |
Northern Credit Union
Watertown, NY |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 0.60 | |||
| Stability Index | 6.30 | |||
| Company Info |
Northern Credit Union
Watertown, NY |
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| NCUA Charter Number | 2135 | |||
| Phone Number | (315) 782-0155 | |||
| Website | www.mynorthern.com | |||
| Asset Quality |
Northern Credit Union
Watertown, NY |
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| 1-Year Asset Growth | 0.05% | |||
| 5-Year Asset Growth | 18.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.38% | |||
| Non-Performing Assets to Assets | 0.74% | |||
| Non-Performing Loans to Capital | 6.76% | |||
| Non-Performing Loans to Loans | 0.82% | |||
| Balance Sheet |
Northern Credit Union
Watertown, NY |
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| Total Assets | 620.52M | |||
| Total Deposits | 535.40M | |||
| Capital and Reserves |
Northern Credit Union
Watertown, NY |
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| Capital | 62.39M | |||
| Leverage Ratio | 10.86 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Liquidity |
Northern Credit Union
Watertown, NY |
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| Hot Money Ratio | 9.95% | |||
| Liquidity Ratio | 10.06% | |||
| Profitability |
Northern Credit Union
Watertown, NY |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | -52.00K | |||
| Net Interest Spread | 4.28% | |||
| Operating Profit to Average Assets | 0.22% | |||
| Overhead Efficiency Ratio | 95.92% | |||
| Return on Assets | -0.03% | |||
| Return on Equity | -0.33% | |||