| Weiss Ratings |
Northern Credit Union
Watertown, NY |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 6.40 | |||
| Company Info |
Northern Credit Union
Watertown, NY |
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| NCUA Charter Number | 2135 | |||
| Phone Number | (315) 782-0155 | |||
| Website | www.mynorthern.com | |||
| Asset Quality |
Northern Credit Union
Watertown, NY |
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| 1-Year Asset Growth | 5.66% | |||
| 5-Year Asset Growth | 17.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.34% | |||
| Non-Performing Assets to Assets | 0.76% | |||
| Non-Performing Loans to Capital | 7.13% | |||
| Non-Performing Loans to Loans | 0.91% | |||
| Balance Sheet |
Northern Credit Union
Watertown, NY |
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| Total Assets | 657.96M | |||
| Total Deposits | 574.05M | |||
| Capital and Reserves |
Northern Credit Union
Watertown, NY |
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| Capital | 65.18M | |||
| Leverage Ratio | 10.67 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Liquidity |
Northern Credit Union
Watertown, NY |
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| Hot Money Ratio | 12.01% | |||
| Liquidity Ratio | 12.46% | |||
| Profitability |
Northern Credit Union
Watertown, NY |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 1.10M | |||
| Net Interest Spread | 4.55% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 91.32% | |||
| Return on Assets | 0.22% | |||
| Return on Equity | 2.27% | |||