| Weiss Ratings |
U-1st Community Federal Credit Union
Carlsbad, NM |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
U-1st Community Federal Credit Union
Carlsbad, NM |
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| NCUA Charter Number | 2136 | |||
| Phone Number | (575) 887-1785 | |||
| Website | www.u1stcommfcu.net | |||
| Asset Quality |
U-1st Community Federal Credit Union
Carlsbad, NM |
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| 1-Year Asset Growth | 2.61% | |||
| 5-Year Asset Growth | -0.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.74% | |||
| Charge-Offs to Average Loans | 0.60% | |||
| Non-Performing Assets to Assets | 1.37% | |||
| Non-Performing Loans to Capital | 8.80% | |||
| Non-Performing Loans to Loans | 2.07% | |||
| Balance Sheet |
U-1st Community Federal Credit Union
Carlsbad, NM |
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| Total Assets | 9.51M | |||
| Total Deposits | 8.06M | |||
| Capital and Reserves |
U-1st Community Federal Credit Union
Carlsbad, NM |
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| Capital | 1.42M | |||
| Leverage Ratio | 14.95 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Liquidity |
U-1st Community Federal Credit Union
Carlsbad, NM |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 37.36% | |||
| Profitability |
U-1st Community Federal Credit Union
Carlsbad, NM |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 64.00K | |||
| Net Interest Spread | 5.80% | |||
| Operating Profit to Average Assets | 0.90% | |||
| Overhead Efficiency Ratio | 81.93% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 6.14% | |||