| Weiss Ratings |
U-1st Community Federal Credit Union
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 4.30 | |||
| Company Info |
U-1st Community Federal Credit Union
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 2136 | |||
| Phone Number | (575) 887-1785 | |||
| Website | www.u1stcommfcu.net | |||
| Asset Quality |
U-1st Community Federal Credit Union
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.60% | |||
| 5-Year Asset Growth | -0.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.74% | |||
| Charge-Offs to Average Loans | -0.07% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 2.32% | |||
| Non-Performing Loans to Loans | 0.58% | |||
| Balance Sheet |
U-1st Community Federal Credit Union
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 9.55M | |||
| Total Deposits | 8.14M | |||
| Capital and Reserves |
U-1st Community Federal Credit Union
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 1.38M | |||
| Leverage Ratio | 14.48 | |||
| Loan Loss Reserves to Loans | 1.46% | |||
| Liquidity |
U-1st Community Federal Credit Union
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 39.22% | |||
| Profitability |
U-1st Community Federal Credit Union
Carlsbad, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 25.00K | |||
| Net Interest Spread | 5.66% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 81.06% | |||
| Return on Assets | 1.06% | |||
| Return on Equity | 7.30% | |||