C
Niagara Falls A F Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
11.69
Leverage
Ratio
11.75
Return On
Assets
0.24%
Total
Assets
20.38M
Capital
2.38M
Total
Deposits
17.99M
Net
Income
24.00K
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Weiss Ratings Niagara Falls A F Federal Credit Union
Niagara Falls, NY 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 2.50
Stability Index 6.40
Company Info Niagara Falls A F Federal Credit Union
Niagara Falls, NY 		Click to
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NCUA Charter Number 2139
Phone Number (716) 297-4034
Website www.niagarafallsafcu.com
Asset Quality Niagara Falls A F Federal Credit Union
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1-Year Asset Growth 3.64%
5-Year Asset Growth 5.88%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans -0.10%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.87%
Non-Performing Loans to Loans 0.56%
Balance Sheet Niagara Falls A F Federal Credit Union
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Total Assets 20.38M
Total Deposits 17.99M
Capital and Reserves Niagara Falls A F Federal Credit Union
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Capital 2.38M
Leverage Ratio 11.75
Loan Loss Reserves to Loans 0.95%
Liquidity Niagara Falls A F Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 31.00%
Profitability Niagara Falls A F Federal Credit Union
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5-Year Return on Average Assets 0.33%
Net Income 24.00K
Net Interest Spread 2.77%
Operating Profit to Average Assets 0.24%
Overhead Efficiency Ratio 91.75%
Return on Assets 0.24%
Return on Equity 2.03%