C
Niagara Falls A F Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
11.97
Leverage
Ratio
12.02
Return On
Assets
0.30%
Total
Assets
20.11M
Capital
2.41M
Total
Deposits
17.68M
Net
Income
46.00K
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Weiss Ratings Niagara Falls A F Federal Credit Union
Niagara Falls, NY 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 2.70
Stability Index 6.40
Company Info Niagara Falls A F Federal Credit Union
Niagara Falls, NY 		Click to
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NCUA Charter Number 2139
Phone Number (716) 297-4034
Website www.niagarafallsafcu.com
Asset Quality Niagara Falls A F Federal Credit Union
Niagara Falls, NY 		Click to
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1-Year Asset Growth 1.70%
5-Year Asset Growth 5.88%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans -0.07%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.65%
Non-Performing Loans to Loans 0.50%
Balance Sheet Niagara Falls A F Federal Credit Union
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Total Assets 20.11M
Total Deposits 17.68M
Capital and Reserves Niagara Falls A F Federal Credit Union
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Capital 2.41M
Leverage Ratio 12.02
Loan Loss Reserves to Loans 0.96%
Liquidity Niagara Falls A F Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 29.87%
Profitability Niagara Falls A F Federal Credit Union
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5-Year Return on Average Assets 0.33%
Net Income 46.00K
Net Interest Spread 2.85%
Operating Profit to Average Assets 0.30%
Overhead Efficiency Ratio 89.91%
Return on Assets 0.30%
Return on Equity 2.58%