C
Niagara Falls A F Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
11.74
Leverage
Ratio
11.79
Return On
Assets
0.16%
Total
Assets
20.16M
Capital
2.37M
Total
Deposits
17.78M
Net
Income
8.00K
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Weiss Ratings Niagara Falls A F Federal Credit Union
Niagara Falls, NY 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 0.10
Stability Index 6.40
Company Info Niagara Falls A F Federal Credit Union
Niagara Falls, NY 		Click to
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NCUA Charter Number 2139
Phone Number (716) 297-4034
Website www.niagarafallsafcu.com
Asset Quality Niagara Falls A F Federal Credit Union
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1-Year Asset Growth 3.12%
5-Year Asset Growth 5.88%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans -0.10%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.94%
Non-Performing Loans to Loans 0.29%
Balance Sheet Niagara Falls A F Federal Credit Union
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Total Assets 20.16M
Total Deposits 17.78M
Capital and Reserves Niagara Falls A F Federal Credit Union
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Capital 2.37M
Leverage Ratio 11.79
Loan Loss Reserves to Loans 0.95%
Liquidity Niagara Falls A F Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 32.60%
Profitability Niagara Falls A F Federal Credit Union
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5-Year Return on Average Assets 0.33%
Net Income 8.00K
Net Interest Spread 2.66%
Operating Profit to Average Assets 0.18%
Overhead Efficiency Ratio 93.53%
Return on Assets 0.16%
Return on Equity 1.35%