D
Grand Heritage Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
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Net
Income
Weiss Ratings Grand Heritage Federal Credit Union
La Porte, IN
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Rating D
Asset Quality Index 9.90
Capitalization Index 6.90
Liquidity Index 6.10
Profitability Index 4.20
Stability Index 3.70
Company Info Grand Heritage Federal Credit Union
La Porte, IN
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NCUA Charter Number 2147
Phone Number (219) 324-5220
Website www.ghfcu.com
Asset Quality Grand Heritage Federal Credit Union
La Porte, IN
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1-Year Asset Growth -4.07%
5-Year Asset Growth 4.28%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.94%
Non-Performing Loans to Loans 0.19%
Balance Sheet Grand Heritage Federal Credit Union
La Porte, IN
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Total Assets 21.02M
Total Deposits 19.12M
Capital and Reserves Grand Heritage Federal Credit Union
La Porte, IN
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Capital 1.98M
Leverage Ratio 9.40
Loan Loss Reserves to Loans 0.39%
Liquidity Grand Heritage Federal Credit Union
La Porte, IN
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Hot Money Ratio 0.00%
Liquidity Ratio 40.61%
Profitability Grand Heritage Federal Credit Union
La Porte, IN
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5-Year Return on Average Assets 0.57%
Net Income 57.00K
Net Interest Spread 4.48%
Operating Profit to Average Assets 0.65%
Overhead Efficiency Ratio 88.47%
Return on Assets 0.36%
Return on Equity 3.91%