| Weiss Ratings |
Meridia Community Federal Credit Union
Hamburg, NY |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
Meridia Community Federal Credit Union
Hamburg, NY |
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| NCUA Charter Number | 2150 | |||
| Phone Number | (716) 648-4411 | |||
| Website | www.meridiacu.com | |||
| Asset Quality |
Meridia Community Federal Credit Union
Hamburg, NY |
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| 1-Year Asset Growth | 5.00% | |||
| 5-Year Asset Growth | 10.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 2.02% | |||
| Non-Performing Loans to Loans | 0.35% | |||
| Balance Sheet |
Meridia Community Federal Credit Union
Hamburg, NY |
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| Total Assets | 135.94M | |||
| Total Deposits | 113.72M | |||
| Capital and Reserves |
Meridia Community Federal Credit Union
Hamburg, NY |
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| Capital | 20.10M | |||
| Leverage Ratio | 14.80 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Liquidity |
Meridia Community Federal Credit Union
Hamburg, NY |
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| Hot Money Ratio | 3.15% | |||
| Liquidity Ratio | 21.06% | |||
| Profitability |
Meridia Community Federal Credit Union
Hamburg, NY |
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| 5-Year Return on Average Assets | 1.40% | |||
| Net Income | 1.50M | |||
| Net Interest Spread | 5.30% | |||
| Operating Profit to Average Assets | 2.68% | |||
| Overhead Efficiency Ratio | 49.68% | |||
| Return on Assets | 2.26% | |||
| Return on Equity | 15.53% | |||