B
Meridia Community Federal Credit Union
HamburgNY
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Meridia Community Federal Credit Union
Hamburg, NY
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 10.00
Stability Index 7.00
Company Info Meridia Community Federal Credit Union
Hamburg, NY
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 2150
Phone Number (716) 648-4411
Website www.meridiacu.com
Asset Quality Meridia Community Federal Credit Union
Hamburg, NY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.76%
5-Year Asset Growth 10.15%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 1.88%
Non-Performing Loans to Loans 0.37%
Balance Sheet Meridia Community Federal Credit Union
Hamburg, NY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 133.57M
Total Deposits 111.84M
Capital and Reserves Meridia Community Federal Credit Union
Hamburg, NY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 19.31M
Leverage Ratio 14.46
Loan Loss Reserves to Loans 0.47%
Liquidity Meridia Community Federal Credit Union
Hamburg, NY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 1.93%
Liquidity Ratio 17.94%
Profitability Meridia Community Federal Credit Union
Hamburg, NY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.40%
Net Income 706.00K
Net Interest Spread 5.27%
Operating Profit to Average Assets 2.61%
Overhead Efficiency Ratio 50.21%
Return on Assets 2.16%
Return on Equity 14.90%