C
Morgantown A E S Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
9.07
Leverage
Ratio
9.07
Return On
Assets
0.87%
Total
Assets
38.44M
Capital
3.49M
Total
Deposits
34.90M
Net
Income
168.00K
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Weiss Ratings Morgantown A E S Federal Credit Union
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Rating C
Asset Quality Index 6.50
Capitalization Index 6.60
Liquidity Index 5.20
Profitability Index 5.50
Stability Index 2.20
Company Info Morgantown A E S Federal Credit Union
Morgantown, WV 		Click to
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NCUA Charter Number 2153
Phone Number (304) 599-9600
Website www.aesfcu.com/
Asset Quality Morgantown A E S Federal Credit Union
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1-Year Asset Growth -7.68%
5-Year Asset Growth -3.71%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.36%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 7.60%
Non-Performing Loans to Loans 1.34%
Balance Sheet Morgantown A E S Federal Credit Union
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Total Assets 38.44M
Total Deposits 34.90M
Capital and Reserves Morgantown A E S Federal Credit Union
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Capital 3.49M
Leverage Ratio 9.07
Loan Loss Reserves to Loans 0.58%
Liquidity Morgantown A E S Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 20.46%
Profitability Morgantown A E S Federal Credit Union
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5-Year Return on Average Assets 0.01%
Net Income 168.00K
Net Interest Spread 5.00%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 75.59%
Return on Assets 0.87%
Return on Equity 9.93%