D
Morgantown A E S Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
9.07
Leverage
Ratio
9.07
Return On
Assets
0.87%
Total
Assets
38.44M
Capital
3.49M
Total
Deposits
34.90M
Net
Income
168.00K
My Lists My Alerts
Weiss Ratings Morgantown A E S Federal Credit Union
Morgantown, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Asset Quality Index 6.60
Capitalization Index 6.20
Liquidity Index 5.10
Profitability Index 4.10
Stability Index 2.20
Company Info Morgantown A E S Federal Credit Union
Morgantown, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 2153
Phone Number (304) 599-9600
Website www.aesfcu.com/
Asset Quality Morgantown A E S Federal Credit Union
Morgantown, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -7.68%
5-Year Asset Growth -3.71%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.36%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 6.69%
Non-Performing Loans to Loans 1.10%
Balance Sheet Morgantown A E S Federal Credit Union
Morgantown, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 38.44M
Total Deposits 34.90M
Capital and Reserves Morgantown A E S Federal Credit Union
Morgantown, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 3.49M
Leverage Ratio 9.07
Loan Loss Reserves to Loans 0.58%
Liquidity Morgantown A E S Federal Credit Union
Morgantown, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 22.39%
Profitability Morgantown A E S Federal Credit Union
Morgantown, WV 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.01%
Net Income 168.00K
Net Interest Spread 5.00%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 77.66%
Return on Assets 0.87%
Return on Equity 9.93%