C
Morgantown A E S Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
9.31
Leverage
Ratio
9.31
Return On
Assets
0.75%
Total
Assets
37.99M
Capital
3.54M
Total
Deposits
34.42M
Net
Income
218.00K
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Weiss Ratings Morgantown A E S Federal Credit Union
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Rating C
Asset Quality Index 9.10
Capitalization Index 6.90
Liquidity Index 5.10
Profitability Index 5.50
Stability Index 2.20
Company Info Morgantown A E S Federal Credit Union
Morgantown, WV 		Click to
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NCUA Charter Number 2153
Phone Number (304) 599-9600
Website www.aesfcu.com/
Asset Quality Morgantown A E S Federal Credit Union
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1-Year Asset Growth -6.80%
5-Year Asset Growth -3.71%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.77%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.84%
Non-Performing Loans to Loans 0.33%
Balance Sheet Morgantown A E S Federal Credit Union
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Total Assets 37.99M
Total Deposits 34.42M
Capital and Reserves Morgantown A E S Federal Credit Union
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Capital 3.54M
Leverage Ratio 9.31
Loan Loss Reserves to Loans 0.56%
Liquidity Morgantown A E S Federal Credit Union
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Hot Money Ratio 0.00%
Liquidity Ratio 13.19%
Profitability Morgantown A E S Federal Credit Union
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5-Year Return on Average Assets 0.01%
Net Income 218.00K
Net Interest Spread 5.14%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 79.53%
Return on Assets 0.75%
Return on Equity 8.49%