| Weiss Ratings |
Educational Systems Federal Credit Union
Greenbelt, MD |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 5.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 4.80 | |||
| Company Info |
Educational Systems Federal Credit Union
Greenbelt, MD |
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| NCUA Charter Number | 2154 | |||
| Phone Number | (301) 779-8500 | |||
| Website | www.esfcu.org | |||
| Asset Quality |
Educational Systems Federal Credit Union
Greenbelt, MD |
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| 1-Year Asset Growth | 7.37% | |||
| 5-Year Asset Growth | 4.75% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.40% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 3.06% | |||
| Non-Performing Loans to Loans | 0.37% | |||
| Balance Sheet |
Educational Systems Federal Credit Union
Greenbelt, MD |
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| Total Assets | 1.34B | |||
| Total Deposits | 1.10B | |||
| Capital and Reserves |
Educational Systems Federal Credit Union
Greenbelt, MD |
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| Capital | 97.05M | |||
| Leverage Ratio | 9.75 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Liquidity |
Educational Systems Federal Credit Union
Greenbelt, MD |
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| Hot Money Ratio | 9.83% | |||
| Liquidity Ratio | 21.56% | |||
| Profitability |
Educational Systems Federal Credit Union
Greenbelt, MD |
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| 5-Year Return on Average Assets | 0.59% | |||
| Net Income | 2.64M | |||
| Net Interest Spread | 3.66% | |||
| Operating Profit to Average Assets | 1.07% | |||
| Overhead Efficiency Ratio | 75.68% | |||
| Return on Assets | 0.81% | |||
| Return on Equity | 11.03% | |||