| Weiss Ratings |
Educational Systems Federal Credit Union
Greenbelt, MD |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 6.90 | |||
| Company Info |
Educational Systems Federal Credit Union
Greenbelt, MD |
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| NCUA Charter Number | 2154 | |||
| Phone Number | (301) 779-8500 | |||
| Website | www.esfcu.org | |||
| Asset Quality |
Educational Systems Federal Credit Union
Greenbelt, MD |
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| 1-Year Asset Growth | -3.39% | |||
| 5-Year Asset Growth | 2.92% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.60% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 2.75% | |||
| Non-Performing Loans to Loans | 0.36% | |||
| Balance Sheet |
Educational Systems Federal Credit Union
Greenbelt, MD |
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| Total Assets | 1.30B | |||
| Total Deposits | 1.14B | |||
| Capital and Reserves |
Educational Systems Federal Credit Union
Greenbelt, MD |
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| Capital | 115.43M | |||
| Leverage Ratio | 10.85 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Liquidity |
Educational Systems Federal Credit Union
Greenbelt, MD |
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| Hot Money Ratio | 12.13% | |||
| Liquidity Ratio | 15.90% | |||
| Profitability |
Educational Systems Federal Credit Union
Greenbelt, MD |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 2.63M | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | 1.22% | |||
| Overhead Efficiency Ratio | 73.98% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 9.35% | |||