C
Upstate Telco Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
12.10
Leverage
Ratio
12.10
Return On
Assets
-8.20%
Total
Assets
4.89M
Capital
591.00K
Total
Deposits
4.27M
Net
Income
-102.00K
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Weiss Ratings Upstate Telco Federal Credit Union
Gloversville, NY 		Click to
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Rating C
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 7.60
Profitability Index 2.10
Stability Index 5.60
Company Info Upstate Telco Federal Credit Union
Gloversville, NY 		Click to
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NCUA Charter Number 2162
Phone Number (518) 773-6548
Website www.upstatetelcofcu.org
Asset Quality Upstate Telco Federal Credit Union
Gloversville, NY 		Click to
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1-Year Asset Growth -10.77%
5-Year Asset Growth 0.99%
5-Year Charge-Offs to Average Loans 0.62%
Charge-Offs to Average Loans 11.24%
Non-Performing Assets to Assets 0.96%
Non-Performing Loans to Capital 6.90%
Non-Performing Loans to Loans 3.89%
Balance Sheet Upstate Telco Federal Credit Union
Gloversville, NY 		Click to
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Total Assets 4.89M
Total Deposits 4.27M
Capital and Reserves Upstate Telco Federal Credit Union
Gloversville, NY 		Click to
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Capital 591.00K
Leverage Ratio 12.10
Loan Loss Reserves to Loans 7.45%
Liquidity Upstate Telco Federal Credit Union
Gloversville, NY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 54.69%
Profitability Upstate Telco Federal Credit Union
Gloversville, NY 		Click to
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5-Year Return on Average Assets -0.25%
Net Income -102.00K
Net Interest Spread 6.71%
Operating Profit to Average Assets -8.20%
Overhead Efficiency Ratio 72.58%
Return on Assets -8.20%
Return on Equity -63.55%