Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 21.8 percent of nonperforming loans to core capital contributes to the Fair asset quality (3.7). Excellent liquidity 7.0, driven by a liquidity ratio of 59.1 percent and a “hot money” ratio of 4.2 percent.
Asset Mix:
Consumer loans (31%), home mtgs (5%), other (65%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
5730 R Street
Lincoln, NE 68505
Lincoln, NE 68505
Phone Number
(402) 466-4040
NCUA Charter Number
Website
Largest Competitors
Lincoln, NE
Lincoln, NE
Lincoln, NE
Lincoln, NE
Lincoln, NE