Elements Financial Federal Credit Union

Indianapolis, IN

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Elements Financial Federal Credit Union Indianapolis, IN	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.70
Capitalization Index	3.60
Liquidity Index	3.20
Profitability Index	4.10
Stability Index	5.10

Company Info	Elements Financial Federal Credit Union Indianapolis, IN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	217
Phone Number	(317) 276-2105
Website	www.elements.org

Asset Quality	Elements Financial Federal Credit Union Indianapolis, IN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	6.64%
5-Year Asset Growth	8.59%
5-Year Charge-Offs to Average Loans	0.12%
Charge-Offs to Average Loans	0.22%
Non-Performing Assets to Assets	0.16%
Non-Performing Loans to Capital	2.40%
Non-Performing Loans to Loans	0.20%

Balance Sheet	Elements Financial Federal Credit Union Indianapolis, IN	Click to Compare	Click to Compare	Click to Compare
Total Assets	2.46B
Total Deposits	2.08B

Capital and Reserves	Elements Financial Federal Credit Union Indianapolis, IN	Click to Compare	Click to Compare	Click to Compare
Capital	145.49M
Leverage Ratio	9.36
Loan Loss Reserves to Loans	0.97%

Liquidity	Elements Financial Federal Credit Union Indianapolis, IN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	14.89%
Liquidity Ratio	18.21%

Profitability	Elements Financial Federal Credit Union Indianapolis, IN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.79%
Net Income	3.63M
Net Interest Spread	2.08%
Operating Profit to Average Assets	0.64%
Overhead Efficiency Ratio	75.61%
Return on Assets	0.61%
Return on Equity	10.07%