A
The Health & Education Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
14.50
Leverage
Ratio
14.51
Return On
Assets
2.07%
Total
Assets
115.05M
Capital
15.14M
Total
Deposits
101.35M
Net
Income
586.00K
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Weiss Ratings The Health & Education Federal Credit Union
Lexington, KY 		Click to
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.20
Profitability Index 8.20
Stability Index 9.40
Company Info The Health & Education Federal Credit Union
Lexington, KY 		Click to
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NCUA Charter Number 2175
Phone Number (859) 231-8262
Website www.thefcu.com
Asset Quality The Health & Education Federal Credit Union
Lexington, KY 		Click to
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1-Year Asset Growth -3.24%
5-Year Asset Growth 5.32%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.15%
Non-Performing Loans to Loans 0.41%
Balance Sheet The Health & Education Federal Credit Union
Lexington, KY 		Click to
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Total Assets 115.05M
Total Deposits 101.35M
Capital and Reserves The Health & Education Federal Credit Union
Lexington, KY 		Click to
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Capital 15.14M
Leverage Ratio 14.51
Loan Loss Reserves to Loans 0.22%
Liquidity The Health & Education Federal Credit Union
Lexington, KY 		Click to
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Hot Money Ratio 0.80%
Liquidity Ratio 39.29%
Profitability The Health & Education Federal Credit Union
Lexington, KY 		Click to
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5-Year Return on Average Assets 0.92%
Net Income 586.00K
Net Interest Spread 3.89%
Operating Profit to Average Assets 2.02%
Overhead Efficiency Ratio 48.51%
Return on Assets 2.07%
Return on Equity 15.81%