Greater Waterbury Healthcare Federal Credit Union

Waterbury, CT

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Greater Waterbury Healthcare Federal Credit Union Waterbury, CT	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.60
Capitalization Index	10.00
Liquidity Index	3.50
Profitability Index	2.20
Stability Index	5.80

Company Info	Greater Waterbury Healthcare Federal Credit Union Waterbury, CT	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	2185
Phone Number	(203) 573-6227
Website	www.gwhfcu.com

Asset Quality	Greater Waterbury Healthcare Federal Credit Union Waterbury, CT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-13.03%
5-Year Asset Growth	-1.27%
5-Year Charge-Offs to Average Loans	0.29%
Charge-Offs to Average Loans	5.09%
Non-Performing Assets to Assets	0.25%
Non-Performing Loans to Capital	1.04%
Non-Performing Loans to Loans	1.13%

Balance Sheet	Greater Waterbury Healthcare Federal Credit Union Waterbury, CT	Click to Compare	Click to Compare	Click to Compare
Total Assets	10.31M
Total Deposits	7.88M

Capital and Reserves	Greater Waterbury Healthcare Federal Credit Union Waterbury, CT	Click to Compare	Click to Compare	Click to Compare
Capital	2.42M
Leverage Ratio	23.42
Loan Loss Reserves to Loans	3.29%

Liquidity	Greater Waterbury Healthcare Federal Credit Union Waterbury, CT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	1.35%
Liquidity Ratio	38.52%

Profitability	Greater Waterbury Healthcare Federal Credit Union Waterbury, CT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.43%
Net Income	-44.00K
Net Interest Spread	3.02%
Operating Profit to Average Assets	-0.08%
Overhead Efficiency Ratio	102.41%
Return on Assets	-1.67%
Return on Equity	-7.22%