D
Greater Waterbury Healthcare Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
26.11
Leverage
Ratio
26.11
Return On
Assets
0.27%
Total
Assets
9.50M
Capital
2.48M
Total
Deposits
6.99M
Net
Income
13.00K
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Weiss Ratings Greater Waterbury Healthcare Federal Credit Union
Waterbury, CT 		Click to
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Rating D
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 2.20
Stability Index 5.50
Company Info Greater Waterbury Healthcare Federal Credit Union
Waterbury, CT 		Click to
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NCUA Charter Number 2185
Phone Number (203) 573-6227
Website www.gwhfcu.com
Asset Quality Greater Waterbury Healthcare Federal Credit Union
Waterbury, CT 		Click to
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1-Year Asset Growth -5.87%
5-Year Asset Growth -4.15%
5-Year Charge-Offs to Average Loans 0.64%
Charge-Offs to Average Loans -0.42%
Non-Performing Assets to Assets 1.24%
Non-Performing Loans to Capital 4.67%
Non-Performing Loans to Loans 6.21%
Balance Sheet Greater Waterbury Healthcare Federal Credit Union
Waterbury, CT 		Click to
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Total Assets 9.50M
Total Deposits 6.99M
Capital and Reserves Greater Waterbury Healthcare Federal Credit Union
Waterbury, CT 		Click to
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Capital 2.48M
Leverage Ratio 26.11
Loan Loss Reserves to Loans 2.42%
Liquidity Greater Waterbury Healthcare Federal Credit Union
Waterbury, CT 		Click to
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Hot Money Ratio 3.02%
Liquidity Ratio 39.50%
Profitability Greater Waterbury Healthcare Federal Credit Union
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5-Year Return on Average Assets 0.30%
Net Income 13.00K
Net Interest Spread 3.82%
Operating Profit to Average Assets 0.15%
Overhead Efficiency Ratio 96.20%
Return on Assets 0.27%
Return on Equity 1.05%