A
Kinetic Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Kinetic Credit Union
Columbus, GA
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Rating A
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 10.00
Stability Index 9.80
Company Info Kinetic Credit Union
Columbus, GA
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NCUA Charter Number 2186
Phone Number (706) 320-8500
Website www.kineticcu.com
Asset Quality Kinetic Credit Union
Columbus, GA
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1-Year Asset Growth 10.62%
5-Year Asset Growth 6.77%
5-Year Charge-Offs to Average Loans 0.60%
Charge-Offs to Average Loans 0.95%
Non-Performing Assets to Assets 1.25%
Non-Performing Loans to Capital 8.18%
Non-Performing Loans to Loans 1.70%
Balance Sheet Kinetic Credit Union
Columbus, GA
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Total Assets 627.50M
Total Deposits 534.81M
Capital and Reserves Kinetic Credit Union
Columbus, GA
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Capital 88.40M
Leverage Ratio 14.66
Loan Loss Reserves to Loans 1.76%
Liquidity Kinetic Credit Union
Columbus, GA
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Hot Money Ratio 17.35%
Liquidity Ratio 25.98%
Profitability Kinetic Credit Union
Columbus, GA
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5-Year Return on Average Assets 1.38%
Net Income 7.89M
Net Interest Spread 5.67%
Operating Profit to Average Assets 2.40%
Overhead Efficiency Ratio 62.25%
Return on Assets 1.73%
Return on Equity 12.55%