| Weiss Ratings |
Midcoast Federal Credit Union
Freeport, ME |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Midcoast Federal Credit Union
Freeport, ME |
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| NCUA Charter Number | 2191 | |||
| Phone Number | (207) 865-4443 | |||
| Website | www.midcoastfcu.me | |||
| Asset Quality |
Midcoast Federal Credit Union
Freeport, ME |
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| 1-Year Asset Growth | 3.55% | |||
| 5-Year Asset Growth | 6.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 2.18% | |||
| Non-Performing Loans to Loans | 0.27% | |||
| Balance Sheet |
Midcoast Federal Credit Union
Freeport, ME |
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| Total Assets | 264.56M | |||
| Total Deposits | 233.01M | |||
| Capital and Reserves |
Midcoast Federal Credit Union
Freeport, ME |
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| Capital | 25.63M | |||
| Leverage Ratio | 10.86 | |||
| Loan Loss Reserves to Loans | 0.49% | |||
| Liquidity |
Midcoast Federal Credit Union
Freeport, ME |
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| Hot Money Ratio | 4.06% | |||
| Liquidity Ratio | 2.56% | |||
| Profitability |
Midcoast Federal Credit Union
Freeport, ME |
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| 5-Year Return on Average Assets | 0.41% | |||
| Net Income | 578.00K | |||
| Net Interest Spread | 3.84% | |||
| Operating Profit to Average Assets | 0.58% | |||
| Overhead Efficiency Ratio | 87.58% | |||
| Return on Assets | 0.44% | |||
| Return on Equity | 4.63% | |||